Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

Not logged in [Login - Register]

You Are Not Registered Or Not Logged In

Corsa Sport » Message Board » Off Day » House Day » First time buyer » Post Reply

Who Can Post?

All users can post new topics and all users can reply.

Icon:

Formatting Mode:
Normal
Advanced
Help

Message:
HTML is Off
Smilies are On
BB Code is On
[img] Code is On

Post Options:

Disable smileys?
Turn BBCode off?
Receive email notification of new replies?


Bart	posted on 19th Mar 10 at 21:13
	quote: Originally posted by ajscorsa yeah after covering all of the above were still left with about 400 between us every month. Until we remortgaged, that was about £400 more than us :lol: BUT.... we have a fantastic home and I wouldnt have it any other way.
ajscorsa	posted on 19th Mar 10 at 14:37
	Preferably we won't need to redecorate not right away anyway. we both have car loans finishing next year which will free up another 300 per month meaning well have 700 ish at the end of every month. so will plan to decorate and stuff then. The house weve looked at has recently had double glazing windows re slated roof and a modern fitted kitchen fitted and most rooms are nuetral colours which wont need anything doing.
Pop	posted on 19th Mar 10 at 14:15
	That's cool. I know we had a rough idea of what everything was going to cost and once we moved in we got the real prices. To be fair though our expected outgoings weren't much different to what they are in reality. Have some money set aside for all the small things you want to do. Lots of small things end up costing loads :lo: Are you looking at getting some where that you are going to redecorate? [Edited on 19-03-2010 by Pop]
ajscorsa	posted on 19th Mar 10 at 11:38
	im not too bothered about that tbh i'd rather have it fixed and know what im gonna be paying the next few years.
Ben G	posted on 19th Mar 10 at 10:45
	that's pretty good. i got a 90% for 3 years at 6.39% with halifax. just depends whether you think the interest rates will shoot up in 3 years or stay low.
ajscorsa	posted on 19th Mar 10 at 09:54
	quote: Originally posted by Pop When we bought the house we had a rough idea of what we could afford on a mortgage then spoke to an adviser to play around with the figures. Deposit size plays a big part in it all. Thats just a rough estimate going on what friends etc are paying, I checked the council tax band on the house I want thats how I knew what it would be. I rounded everything up just to make sure. Spoke to mortgage advisor last ngiht and can get a 90% fixed rate for 5 years mortgage at 5.75% with Nationwide.
Pop	posted on 18th Mar 10 at 21:24
	When we bought the house we had a rough idea of what we could afford on a mortgage then spoke to an adviser to play around with the figures. Deposit size plays a big part in it all.
Pop	posted on 18th Mar 10 at 21:16
	quote: Originally posted by ajscorsa yeah after covering all of the above were still left with about 400 between us every month. How do you know what you have left when you don't know what your mortgage/insurance/council tax will be?
Kathryn W	posted on 18th Mar 10 at 20:35
	Any extra costs on your mortgage
ajscorsa	posted on 18th Mar 10 at 15:44
	Anyone give me any ideas of things I need to ask the mortgage advisor about? or anything I should watch out for
AlunJ	posted on 18th Mar 10 at 13:41
	basically alot more than you budget for :lol: I'm constantly skint but it's definitely worth it in the long run! Good luck though! :)
ajscorsa	posted on 18th Mar 10 at 12:57
	got furniture. Been collecting stuff for a while now. going to see a mortgage advisor tonight, so hopefully it goes well
Ben G	posted on 17th Mar 10 at 23:38
	remember to put some money away for unexpected repairs/replacements and birthdays etc. i'm in the same boots as you mate. best thing to do is ask your parents/friends etc every bill they pay out to get an idea of what you'll be paying and whether you've missed anything out. also, any maintenance charges if you're moving into a flat.
R Lee	posted on 17th Mar 10 at 22:48
	You've completely missed out furniture :)
ajscorsa	posted on 17th Mar 10 at 16:54
	yeah after covering all of the above were still left with about 400 between us every month.
Neo	posted on 17th Mar 10 at 16:46
	Oh and going out, pubs, cinema etc Random bills for the car i.e. new tyre, exhaust etc
Neo	posted on 17th Mar 10 at 16:45
	Water Bills Plus you'll want to be saving incase one of you were to loose your jobs for a few months.
RCoughtrie	posted on 17th Mar 10 at 16:04
	phone bill sky internet
ajscorsa	posted on 17th Mar 10 at 15:55
	Me and the mrs have decided we wanna move out. Trying to put a budget together to make sure we can afford it before wasting time going to mortgage advisors etc. Since I know nothing about anything to do with moving out at the moment. Can everyone give me some ideas about stuff that i'm going to have to pay for that I might have over looked. So far ive thought of Mortgage house Insurance Tv License Council Tax Gas / leccy shopping / food etc Petrol Car Insurance car tax anything else I need to know about?