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[quote][i]Originally posted by Pete_vxl[/i] I work for "a bank" and can totally agree with ojc as your case seems completely unreasonable but peopleneed to realise, yes the banks fucked up passing about vast amounts of money to bide each other over but that was done in the confidence people would pay loans, cards etc. The reason now we are finding overdrafts being declined/ reduced is because a large amount of people were just putting their overdraft sky high and buying anything and everything and not having a payment plan sheduled such as a card or loan. So because the banks have been stung there tightning their belts. What they want you to do is use overdraft/ credit card in an emergency, which was the reason they were introduced. I deal with people daily who moan at charges and interest who say " you gave me the money". End of the day, your finance company dont spend it for you. All the posts above are very minor and if you call and ask to speak to an underwriter they may appeal your case to increase or keep your limit the same. Anybody with a halifax account however, i wouldnt bother. [/quote]
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