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[quote][i]Originally posted by Colin[/i] [quote][i]Originally posted by Kathryn W[/i] Lucky enough to get a large lump sum on retirement age.. My old boss got £30k in his lump sum alone!! :( [/quote] 30k lump sum if he'd been working there all his working life if absolute toilet isnt it!! :( IMO You'd be better to buy a 2nd home, rent it out to pay the mortgage & then sell it when you need the cash later in life, or just leave it generating an income. Either way its going to give you a greater return than a pension. I draw my conclusions from the fact, my grandparents paid £1200 for their home 40odd yrs ago when they moved up here. Around the same time my Grandfather started paying into his works pension scheme, right up until he died, he didnt get any of the benifit of a pension & my gran got a much scaled down widows pension instead. If they had bought the houe next door then it would be worth around £150k today & could have been drawing in an income for the last 20yrs!! [/quote]
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