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[quote][i]Originally posted by Kathryn W[/i] We applied for one just before the market went tits up.. Most companies don't allow less than a 10% deposit now, something which you dont really need to worry about. Our financial advisor, said that the mortgage company wouldnt take a 'temporary' job into account, so the mortgage would be just based on whoever is on a permanent contract and for a stable amount of time. There aren't many mortgages which dont require upfront fee's (higher lending charge i think), we were able to get the fee required onto the final amount of money borrowed so we didnt need another £2k plus upfront. They're also not offering fixed deals at the minute, a lot are only offering 1-2 years fixed rate. We got ours for 5 years fixed which was good. Best thing to do is go and see a financial advisor that has been recommended, they know all the ins and outs and are able to go onto the fsa and find out a lot more than we can browsing the net/banks etc! [/quote]
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