I have the One card, except mines Bank Of Scotland as the dozy cow in the bank ticked the wrong box :rolleyes:

Think im going for a halifax card now...

Setting up an account with them also - so i can kill 2 birds with one stone kind of thing :o

Be careful what capital one card it is, some of them have stupidly strict requirements.

Capital one is a good starter card, easy to get accepted

just dont go mad....

It is possible though :)

I have some cheques with my Credit Card which actually say i can pay them into a bank account to pay off an overdraft. These are 0% for 6 months. Might pay them into a building society account at some point.

Need to be able to super balance transfer to do that.

Halifax have just offered me a 13month 0% offer. I didn't bother reading any further on - fed it through the shreader.

Gold Fish also offered me a card, never read the details of that one..

I use Lloyds TSB, it's not 0%, but i tend to buy and then pay off. There's no anual fee either.

If you want to make some money, purchase a 0% card, and bank it into a high intrest rate before the 2nd of April.

[Edited on 09-01-2008 by Andrew]

If the intention is just to improve your rating then % APR is irrelevant.

If you actually want to borrow money, this is a different reason.

i got a capitalone card that as high apr something like over 30% but its aimed at people like yourself to build up credit history. and i will always pay mine on time so dont worry me :thumbs:

IMO you needn't look at the APR, unless you plan on not paying it off every month.

Anything will do if its just to improve your credit rating.

[Edited on 09-01-2008 by aPk]

that platinum capital one wont give you one if you havent had one before and i think you have to b e 21. get the capital one classic, they will give you a shit start balance but goes up after 3 months

Yep, thats the one Ive just got rid of... very good one but again, despite what it says the APR will likely be 17.9% at the end of the introductory period... woudl take that over capital one personally Kat (y)

http://www.halifax.co.uk/creditcards/credit_card_99.asp

What about that one?

quote:

---

Originally posted by Kathryn W
Just found this one...

Capital One Platinum Card
0% on purchases until 1st February 2009
5.94% interest p.a. variable on balance transfers
Easy balance transfers - a low 1.7% balance transfer fee*

Any good?

Basically need something like this where I can build up my credit rating as i have nothing at the minute, and going into buying a home with no history of regular payments wont be to good.

Can also be useful as i'd probablly start buying things for the house with it.

---

Halifax are always good if u want 0% interest and dont care about bal tfrs

does your bank offer one?

Just found this one...

Capital One Platinum Card
0% on purchases until 1st February 2009
5.94% interest p.a. variable on balance transfers
Easy balance transfers - a low 1.7% balance transfer fee*

Any good?

Basically need something like this where I can build up my credit rating as i have nothing at the minute, and going into buying a home with no history of regular payments wont be to good.

Can also be useful as i'd probablly start buying things for the house with it.

HONK house day

Any good deals on Credit cards at the minute.. Marks and Spencer have no APR on shopping untill July....

Any others similair?