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Corsa Sport » Message Board » Off Day » House Day » Credit cards and credit rating » Post Reply

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Kerry

 posted on 31st Oct 07 at 17:33

applying for stuff and getting rejected reduces your credit rating also

dont try to apply for too much stuff without a gap inbetween


dannymccann

 posted on 31st Oct 07 at 10:19

they wouldnt give me it what with being a student, plus i pay everything off as i spend it so interest free is useless to me, tried to get Egg's 3% cashback card but they rejected me also :(


VegasPhil

 posted on 30th Oct 07 at 23:40

Halifax Purchase Card at the moment is 15 Months interest free on all Purchases ;)


Kerry

 posted on 30th Oct 07 at 21:57

as long as you dont miss any payments then yes you will be adding to your credit rating :)


dannymccann

 posted on 30th Oct 07 at 21:34

Ive got a student credit card with HSBC which i use quite regularly and i got them to set up a DD to pay offthe full balance every 6 weeks (6 week student offer instead of every 4 weeks). Will i still be 'earning' credit points/history on this card?

Thanks

Edit - or would i be better going with the Classic (however shite) Capital One credit card as this is a 'normal' credit card and doesnt have the dirty student tag attached to it?

Cheers

[Edited on 30-10-2007 by dannymccann]