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Corsa Sport » Message Board » Off Day » House Day » Just been to Financial Advisor. » Post Reply
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Cosmo |
posted on 23rd Oct 07 at 16:03 |
Yeah a decent IFA will look at the different options for both mortgage and where to invest it and do the figures for you to save you the hassle!! | |
Aaron |
posted on 23rd Oct 07 at 16:02 |
Exactly, it’s a hard thing to decide on. As you rightly say, a lot of things can change in 2 years. | |
--DAN-- |
posted on 23rd Oct 07 at 16:01 |
quote: TBH that sounds like a pretty good idea to me. | |
Cosmo |
posted on 23rd Oct 07 at 15:57 |
quote: Would really depend on the figures when you actually come round to doing it, as 2yrs is a long time off yet and a lot could change. 20k could bring you a decent amount in per month though and leave it there should you need it for other things without having to remortgage to get it out - although putting it into the property would shortern the amount of time your paying it off eventually. | |
Aaron |
posted on 23rd Oct 07 at 15:54 |
I havent really looked at it that way TBH, what would you do? | |
Cosmo |
posted on 23rd Oct 07 at 15:53 |
quote: Would putting it into the property to lower the amount your having to repay be best, or putting it into an account where the interest you receive on it brings in more than the extra payments would be costing you? | |
Aaron |
posted on 23rd Oct 07 at 15:51 |
I've got 2 more years on my 4.6% rate | |
Dean_W |
posted on 23rd Oct 07 at 15:31 |
I did mine this year, thanks christ. | |
GT4Brody |
posted on 23rd Oct 07 at 15:27 |
Mine has just gone up £100 a month due to having good fixed rate for 2 years.. | |
--DAN-- |
posted on 23rd Oct 07 at 15:12 |
I was on 4.6% and I'm now going on to 5.88%, which is pretty much the best rate out there atm. I was gonna ask her about those Natwest One Accounts but forgot, might call her to find out her opinion on them, as on face value they look ok but theres always a catch. | |
Cosmo |
posted on 23rd Oct 07 at 15:07 |
Wasnt trying to make out they might not be reputable BTW. Just wondered if it was one of the national ones for a few reasons. | |
--DAN-- |
posted on 23rd Oct 07 at 15:05 |
Local, but very reputable, she didn't charge me either which was nice. | |
Cosmo |
posted on 23rd Oct 07 at 15:01 |
Just a local company or national one? | |
--DAN-- |
posted on 23rd Oct 07 at 15:00 |
The fixed rate on our mortgage ends in December so we had an appointment with an independant advisor to see what they could find us. So from December my mortgage payments will increase by £110 :| |