quote:

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Originally posted by Matt H
Morgan & Stanley had a good offer, 0% for about 9 months but with a capped transfer fee of £50

Or someting like that. I got denied though :lol: :(

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Balance transfer to your bank account so you could just buy it with real money and then move the credit over. 3% fee though.

Check what offer you get as well, not sure if everyone gets that.

Are the offering 0% on purchases for a few months? I'm tempted to get one to buy a TV in my flat as I don't want to pay for the whole thing at once really...

Not sure, a member off here who I'm not going to name in case has sorted it I think.

Need to get see what is on my next statement :D

Have they reinstated your 0%?

Call and apologise :lol:

Perhaps I went about it wrong :lol:

Not just virgin it looks like all MBNA cards

I have MBNA and i was late with a payment, they withdrew the 0% offer, so i called them and apologised for it and they put the offer back on for me and we set up a DD for the minimum amount so it wouldnt happen again.

Had my MBNA for about 12 years now....Always been good to me..Paid it off a wee while ago though as 8.5k credit limit was too tempting.

I got a Tesco and a Halifax card, Use MBNA tho, great people!

My old barcalycard was the same any late payment even by a day and all 0% on balance transfers get withdrawn etc.

I had the same thing but never got a statment so they refund fee and reinstalled 0% offer.

Had a couple of credit cards sending me 0% cheques they must be desperate for business

Morgan & Stanley had a good offer, 0% for about 9 months but with a capped transfer fee of £50

Or someting like that. I got denied though :lol: :(

Yeah that's how I got here :lol:

Fair dos, credit checks and all that stuff.

All to easy just to get a new card rather than pay up :lol:

Yeah balance transfer.

I got denied for a few so I'm not sure about going for more, was going to get off that bandwagon and just pay stuff off rather than spending it :lol:

What fee? Balance transfer?

Better than their compound interest is it not.....

3% fee though with Egg.

I'm going to put in the o/d for the minute and work harder until its done :lol:

Go to Egg, they do 9 months 0% IIRC.

And all online so much easier to work out....

Sounds like a bit of a dodgy move to me. Just claim back any charges & switch.....plenty other offers around if they dont want your business!

Yeah they withdrew the offer from me.

I can see the thinking but a grands worth of interest by the time its compounded is a bit harsh for four days IMO.

Thats a bit shit :|

Withdrawal because of late payment?

Late payment by four days - £12 charge. Bit of a doh but I can handle it.

Withdrawal of 0% offer which I was expecting until March.

£59 interest this month

£93 the next

etc. etc.

Better make alternative arrangements :|

[Edited on 17-07-2007 by Ian]

[Edited on 17-07-2007 by Ian]