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Corsa Sport » Message Board » Off Day » House Day » Claiming back bank charges (again sorry) » Post Reply

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Jay

 posted on 22nd Feb 07 at 20:06

Thanks Ian, il try it see if I get accepted on a card..


Ian

 posted on 22nd Feb 07 at 18:31

quote:
Originally posted by Steve
according to watchdog they shouldnt force you to close your account
Although it will be in the T&C of the overdraft that they can recall that at any time. So they might leave you with an open account and unauthorised borrowing which will not only cost the money that you claimed back, it will affect your credit score.

Personally I would find an interest free card who do bank transfers (Virgin?) and clear the o/d, then write to your own bank.

If they don't revoke the facility as you've a positive balance, you might be able to sneak back in to it to pay the card off after 6/9 months.


Krammy

 posted on 21st Feb 07 at 19:34

I'm kinda in the same boat as you too.


Steve

 posted on 21st Feb 07 at 19:33

according to watchdog they shouldnt force you to close your account


Jay

 posted on 21st Feb 07 at 19:32

Yeh but I owe them money, as ive spent the money in my overdraft... so if i claimed back bank charges could they then say, "hang on you owe us x amount of pounds and we want it back" ???


shawboy

 posted on 21st Feb 07 at 19:16

was on watchdog last night.
they had 2 people on who sent baliffs to the bank for the money.


Jay

 Icon depicting mood of post posted on 21st Feb 07 at 17:19

Im in two minds whether to do it or not as I have an overdraft facility with my bank and im almost on the limit of it and havent got the money to pay it back in one go... but can they turn round and say they are closing my bank account and want the money back in so many days?