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Corsa Sport » Message Board » Off Day » House Day » First time buyers... » Post Reply
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Jamie Walby |
posted on 27th Nov 06 at 16:46 |
When I worked in a solicitors you didnt have to pay stamp duty if the property was in a deprived area. | |
silver_V179GNA |
posted on 27th Nov 06 at 07:05 |
thanks for all this info guys :D muchos apreciated :) | |
BabyBlade |
posted on 27th Nov 06 at 00:40 |
stamp duty is 1% on anything over £125k | |
Kerry |
posted on 26th Nov 06 at 23:49 |
Financial advisors can get good deals from lenders for first time buyers | |
p4uls corsa |
posted on 26th Nov 06 at 22:06 |
a lot of places do 100% mortgages for ftb but the interest rate is slightly higher, me and partner just got one should hopefully complete next week | |
silver_V179GNA |
posted on 26th Nov 06 at 16:12 |
thats actually a good idea mate! ill take that on board :) | |
BabyBlade |
posted on 26th Nov 06 at 16:06 |
quote: Hmm Well I bought a place with my mate almost two years ago, and now we hardly talk and selling up.. ALOT of people put us off doing that but we still did, and even though it's been a good experience and was fun at the start, its bsaically ruined our friendship. I'd recommend doing it on your own to start off with or if you really trust the person your with try it with them, but I'd recommend renting for a few months before commiting to a mortgage just as a taster :thumbs: | |
BabyBlade |
posted on 26th Nov 06 at 16:00 |
Thought stamp duty was over £125k? | |
silver_V179GNA |
posted on 26th Nov 06 at 15:55 |
thanks for the info :)... whats best buying alone or buying with someone to start of with? :look: | |
Ally |
posted on 26th Nov 06 at 15:44 |
Your gunna need 5%, or look out for vendor gifted deposits (seller pays it for you) | |
BabyBlade |
posted on 26th Nov 06 at 15:18 |
normaly deposit is atleast 5% of the house price. (I think thats what we payed) | |
silver_V179GNA |
posted on 26th Nov 06 at 15:09 |
hi guys :) i dont plan on buyin right this second but soon id like to get on the property ladder... but how does a first time buyer go about things..? how muchos deposit is it usually? or is that in with the morgage :o? just a general idea of what id get myself into please! :lol: im a total newb to all this :look: |