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Corsa Sport » Message Board » Off Day » House Day » gettin a loan to pay off your creditcard.....good or bad idea » Post Reply
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Icy |
posted on 16th Oct 06 at 22:41 |
got some stuff that comes off my card each month i need to find out what :lol: | |
Ian |
posted on 16th Oct 06 at 17:10 |
Moving to lower interest is a good idea. | |
Greasemonkey |
posted on 16th Oct 06 at 13:47 |
As long as you destroy the credit card and cancell it after you have taken out the loan it can only be better, you carnt re-spend the money you pay off on a loan like you can on a credit card. | |
Pablo |
posted on 16th Oct 06 at 13:33 |
not easy but worht it, i have had 8 months of nothingness l | |
Jambo |
posted on 16th Oct 06 at 13:32 |
Pablo is a role model :) | |
Pablo |
posted on 16th Oct 06 at 13:30 |
I got 3 credit cards, transfered balance to my account. Paid loan off and it gave me 6 months on one card, 12 on other two cards beofre interest started. | |
TomSBD |
posted on 16th Oct 06 at 11:42 |
i did it has help me out loads. paid off my cc and some other stuff so only one thing comes out my bank each month. i also cancelled my credit cards. jst get a loan with the lowest possible interest | |
Kathryn W |
posted on 16th Oct 06 at 08:53 |
I know a lad that got out a loan, but the interest is very high on it, and hadn't been long paying it back. So he has got another loan for a larger amount with lower interest to pay back the smaller loan and also have a little bit of money extra to help buy himself a house and add bits to his car :) | |
Holly Olly |
posted on 16th Oct 06 at 08:46 |
I wouldnt recomend getting a loan as I got a loan to pay off credit cards and then would still use the credit card in emergencies and would then have to top my loan up to pay of the credit card again. I now have a £20K loan, so I agree with what people are saying move it about of 0% free credit cards. Getting a loan is a slippery slope down and I cant wait to get rid of mine. Big mistake :| | |
Andrew |
posted on 16th Oct 06 at 01:17 |
What Ian said. However, i would be paying it off too :lol: | |
Ian |
posted on 16th Oct 06 at 01:07 |
Lower interest - of course its better. | |
John |
posted on 16th Oct 06 at 00:32 |
If you are paying less interest it can only be better. | |
dna23 |
posted on 16th Oct 06 at 00:30 |
May be worth looking into this: | |
Icy |
posted on 16th Oct 06 at 00:26 |
from the same company! |