Mines £250 used to live in mine, but now manage my money alot better than back then :D

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Originally posted by Ian
I know two people with Barclays and Alliance and Leicester accounts who both have £5000. Depends on your circumstances and whether you want to get on the slippery slope.

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i had 1800 with rbs but now dont have 1, did my head in always seeing the D at the side of my statements.

2200 with Barclays Graduate account. Interest free.

mine is £2000 with Barclays. Comes in handy now and then as you can effectively use it as a sort of credit card but without the hassle of high interest rates and late payments. If you're sensible with you're money it shouldn't matter if you have a large overdraft or not.

My overdraft is £50, never go in to it.

get charged interest on it and that's it unless you do go over your limit, thats when the fines start coming

yeah i dont plan on goin in it really, just in emergencies. i always thought u didnt get charged for goin into the overdraft but just wen u went over that. do any banks do that were u dont get charged or am i just being a fool?

Mine is £100...dont want anything more...

Hardly in it at all..

Mines 1500 with RBS, but ive never used it!

i had one for 500 quid. MASSIVE mistake IMO, i was constantly in it, ended up closing the account because I didnt want the hassle of getting charged if/when i went over the limit.

I know two people with Barclays and Alliance and Leicester accounts who both have £5000. Depends on your circumstances and whether you want to get on the slippery slope.

Do you actually need anything bigger than that? I only use mine as a buffer to stop me getting fined. Well most of the time. I'm using the overdraft at the moment to pay for petrol as I have had to drive to many miles this week :mad:

i went into yorkshire bank the other day and i sorted out an overdraft but they could only offer me £200 even tho av never been overdrawn and always had money in my account. wats the best bank goin for sorting out an overdraft?