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Corsa Sport » Message Board » Off Day » House Day » Student Bank Accounts » Post Reply
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Andrew |
posted on 18th Oct 05 at 10:29 |
HALIFAX – have two savings accounts. One you can only save £3000 a year hence the reason for the other one. Have a bank account with them too as my mortgage goes through it. It was easier to set it up from that account as my mortgage is with the HALIFAX. | |
ed |
posted on 18th Oct 05 at 10:18 |
Whay the hell have you got 5 bank accounts? | |
Andrew |
posted on 18th Oct 05 at 10:16 |
quote: Ian is correct here, read the small print. I have two accounts with Lloyds TSB and another three with the HALIFAX and both banks state they can ask for the money on demand. I'm assuming that if you don't have enough money going into the account each month then they would ask for it back. I have a lot of accounts :lol: and i use them all :! | |
ed |
posted on 18th Oct 05 at 10:03 |
quote:Not all students have a student loan. | |
bradfincham |
posted on 18th Oct 05 at 00:40 |
It depends which bank, natwest who im currently having problems with, said its £1250 for the first year then goes up to £1500 second year etc etc, | |
Ian |
posted on 18th Oct 05 at 00:03 |
All overdrafts are repayable on demand, read the small print. Most banks don't try. | |
Gavin |
posted on 17th Oct 05 at 14:25 |
i've finished uni and had to start paying interest on my total amount.... mofo's | |
Danz_Corsa |
posted on 17th Oct 05 at 13:14 |
well i've got 2 student accounts, and everyone said you couldn't have more than 1. | |
John |
posted on 17th Oct 05 at 13:13 |
quote: Yes that is absolute rubbish. I have no student payments going into my student account and have had no problems. I wish people wouldn't post as if they are 100% correct when they are talking rubbish. | |
danny_vx |
posted on 17th Oct 05 at 13:11 |
Well let's just say a full GSI kit & new respray is sounding very tempting right now lol! | |
Alex |
posted on 17th Oct 05 at 08:35 |
quote: this is poo, your student loan does not have to go into your student account at all so they dont check for that. They never shut your account they just decrease the overdraft limit and make it not interest free. | |
Ryan L |
posted on 17th Oct 05 at 08:15 |
as soon as they realise your student loan payments arent going into your bank account every September, Jan and May they will shut the account down giving you a credit note saying how long you have to pay it off until they start charging you interest. | |
Mattss Corsa |
posted on 17th Oct 05 at 05:05 |
Spend it all, while its still intrest free lol, unless it states on the contract, but u opened it as a studen :thumbs: | |
danny_vx |
posted on 17th Oct 05 at 02:53 |
Can anyone advise me on the following, i'm currently in uni and have opened a student bank account with interest free overdraft for 3 years, I activated it yesterday so now my account is active, but now im quitting uni.. the course just isn't my thing. What happens if I use the overdraft and account & i'm not actually in uni anymore? |