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Corsa Sport » Message Board » Off Day » House Day » Anybody know anything about loans? » Post Reply

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Dave A

 posted on 7th Jun 05 at 17:13

ask for a loan with a defered repayment period. a bank called first national does them. i used to sell them on behalf of first national. only downside is you pay interest for that year, and the interest rate on a deffered loan is always higher.


sunnyb

 posted on 7th Jun 05 at 15:00

cheers everyone, think i may just save till im 23 perhaps and then go for a year or two! nice one ollie. providing ive got a good credit rating how much do u think i could get on a credit card?


Gavin

 posted on 7th Jun 05 at 13:51

quote:
Originally posted by Bart
you could always sign up in a different name and never pay it back?



luv it :lol:


Ojc

 posted on 7th Jun 05 at 13:49

Nope you can't.

Only thing you could do is get a credit card with a massive limit, transfer some money from the card to a UK bank account and use the reminder of the money left on the card to survive whilst travelling and either ring up the credit card company once a month and use the money in the bank account to pay the minimum payment or just leave someone with enough paymentslips and money to pay the minimum payment every month whilst you are away.

Would mean someone having to open your statements every month though.


michelle

 posted on 7th Jun 05 at 12:37

quote:
Originally posted by Rebrabuk
Or you could loan more than you need so that you have enough in reserve to pay the loan during that 1 year period.. :boggle: :thumbs:
This sounds like the best idea


sunnyb

 posted on 7th Jun 05 at 12:20

just been to natwest and they said no they dont do it! doh!


Karen

 posted on 7th Jun 05 at 11:57

I dont think u can no

When I worked with the Halifax it was 3 months beore u started to pay a loan abck not sure if they still do this tho as Iv never taken one out


Bart

 posted on 7th Jun 05 at 11:57

you could always sign up in a different name and never pay it back?


Rebrabuk

 posted on 7th Jun 05 at 11:52

Or you could loan more than you need so that you have enough in reserve to pay the loan during that 1 year period.. :boggle: :thumbs:


TNM

 posted on 7th Jun 05 at 11:08

yes


sunnyb

 posted on 7th Jun 05 at 11:07

ollie. ojc?


TNM

 posted on 7th Jun 05 at 11:04

i think ollie works for a loan company might be worth trying him.


sunnyb

 posted on 7th Jun 05 at 10:43

Is it possible to get a loan then go travelling for a year or so and not pay anything back for that year then when you get back, start paying the loan back?

I'm not a student BTW. So student loan is outta the question.

This is probably a ridiculous thought but thought i'd ask anyway!

Cheers Sunny:thumbs:

[Edited on 07-06-2005 by sunnyb]