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Corsa Sport » Message Board » Off Day » House Day » Credit Cards » Post Reply
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mattyboy199 |
posted on 1st Jun 04 at 17:24 |
Easy apply for a credit card buy some stuff on it, then either pay it all off or setup a direct debit for the minimum payment. | |
Andrew |
posted on 1st Jun 04 at 14:42 |
I don't even use my moby :lol: I have a free house phone instead :lol: | |
ruth |
posted on 1st Jun 04 at 14:36 |
dont do i said that and now got a BIG bill | |
Tom |
posted on 1st Jun 04 at 13:49 |
Well explained bart :thumbs: | |
MODDEDCORSAGSI |
posted on 1st Jun 04 at 13:46 |
cheers guys | |
Sims |
posted on 1st Jun 04 at 12:59 |
hehe bartman. i've missed payments as well and they charge you for as many things as they can. I only got one cos i had to start one when i got a student account. | |
Bart |
posted on 1st Jun 04 at 12:55 |
If you spent £300 in 1 month on your credit card then at the end of the month they will bill you and say you need to pay some of it off (not all of it). | |
MODDEDCORSAGSI |
posted on 1st Jun 04 at 12:53 |
cheers m8, is this the same for if i wanted 2 buy anythin, eg.jus 2 put petrol in my car and stuff, its 0% interest, dus this mean that i only pay bk wot i spend. sry, im not very clued up on this sort of thing. Im also gonna cancel the accout after apying for my tints so i dont go mad with it:lol: | |
Sims |
posted on 1st Jun 04 at 12:43 |
you can pay for it with your new credit card. but you have to go into the bank to pay off the money you have spent on your card. unless you have online banking | |
MODDEDCORSAGSI |
posted on 1st Jun 04 at 12:41 |
this is the same for me, my cars booked in for tints this friday, ive already paid the deposit, but have no money 2 pay the rest due to an unexpected phone bill. :rolleyes: anyways, i went into my bank, natwest and theyve offered me a credit card, (advantage gold). So does this mean that when it comes, even though i have no money in my account i can go and pay for my window tints, and the money will automatically be deducted form my wages wen i get paid at the end of the month. | |
Andrew |
posted on 1st Jun 04 at 12:24 |
I only want it to build up the credit rating :thumbs: Think i'll chat to my bank now. Thanks MArc! | |
Marc |
posted on 1st Jun 04 at 12:20 |
If you pay it off in time no. | |
Andrew |
posted on 1st Jun 04 at 12:19 |
Well i was thinking of getting one just to buy my bits and pieces on, then at the end of the month -- pay it off. Do you pay intrest that way? | |
Tom |
posted on 1st Jun 04 at 12:18 |
You use it to gain credit for products or services (or cashback or cash from machine), they charge u interest for the experience u end up maxing it out and paying it off forever :lol: | |
Marc |
posted on 1st Jun 04 at 12:16 |
If you have no credit rating your gonna find it hard getting a card. But your bank will always give you one as you have found out. One you have used the card once and paid it off you will then have a credit rating. Depending on how quickly its paid off reflects how good your rating is. | |
dousey |
posted on 1st Jun 04 at 12:16 |
Go for one with 0% interest. That new mint one looks pretty good as it has 0% til march 2005 i think. | |
Andrew |
posted on 1st Jun 04 at 12:16 |
Just wanna know how they work really. If i go round the bank they will just talk me into it so i'm not doing that :lol: | |
Steve |
posted on 1st Jun 04 at 12:15 |
you always say that, u will end up maxing it out trust me | |
Andrew |
posted on 1st Jun 04 at 12:14 |
How do they work :boggle: I need to build up some credit rating and i'm told this is a good way. |