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Corsa Sport » Message Board » Off Day » House Day » Anyone here know much about mortgages? » Post Reply

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Tom

 posted on 15th Jan 04 at 13:26

:thumbs:


GIBBS

 posted on 15th Jan 04 at 13:23

dammit, think i missed him says he offline now, i'll u2u him!!


Tom

 posted on 15th Jan 04 at 12:50

:lol: can't get much better than that gibbs :thumbs:


stuarty

 posted on 15th Jan 04 at 12:48

ahhrite mate what u need to know am a mortgage advisor!!!


vibrio

 posted on 15th Jan 04 at 12:25

go see the mortgage advice beuro, go through the estate agent that the house is advertised with, etc etc.


GIBBS

 posted on 15th Jan 04 at 12:23

you can?? wicked. cheers fella, know any good companies to go with / go hava chat with ?


Phil321

 posted on 15th Jan 04 at 12:23

You should be able to get a mortgage on it provided you have a decent regular income, ood credit history and not massive amounts of outstanding debt.

Are you looking to live in it or to let it out once complete? If its the latter you will have difficulty getting a buy to let mortgage unless you have your own house as security.


vibrio

 posted on 15th Jan 04 at 12:22

quote:
Originally posted by GIBBS
basically, i'm looking at a property to do up, it's local to me, but currently uninhabitable.. do property's not have to be habitable to get a mortgage on it?


you can get a special mortgage to cover fixer uppers Matt. go see a few advisors


GIBBS

 posted on 15th Jan 04 at 12:20

basically, i'm looking at a property to do up, it's local to me, but currently uninhabitable.. do property's not have to be habitable to get a mortgage on it?


vibrio

 posted on 15th Jan 04 at 12:19

quote:
Originally posted by GIBBS
as above, need some advice! anyone clued up?




go see atleast 3 advisors. I would be inclinded to get a fixed rate at this moment in time but make sure the tie in period is the same or less than the rate is fixed for. we are about to swap mortgages Matt


sassyminx

 posted on 15th Jan 04 at 12:18

dont get one??? lol


Phil321

 posted on 15th Jan 04 at 12:18

What sort of advice?


Siberia

 posted on 15th Jan 04 at 12:15

Just bought a gaff meself however i'm in ireland so things are different id say

go through a broker they will make u look like god to the banks:)


GIBBS

 posted on 15th Jan 04 at 12:13

as above, need some advice! anyone clued up?