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Corsa Sport » Message Board » Off Day » House Day » Couple of things my girlfriend says are facts... are they!? » Post Reply
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Carl |
posted on 12th Dec 13 at 08:36 |
I got a mortgage 10 month in to a 12 month fixed term contract which I found slightly odd. Missus is included I that but she wasnt on a great wage. | |
AndyCorsaSport |
posted on 11th Dec 13 at 23:07 |
A - May depend on provider. Just done my mortgage with Natwest last couple months and had to have it. | |
Marc |
posted on 11th Dec 13 at 10:18 |
Mine was about £1k give or take a few hundred. That was for fees and surveys. | |
ed |
posted on 11th Dec 13 at 10:13 |
It's expensive, but not £10k expensive (unless he has loads of stamp duty to pay and wants to use the best solicitors). | |
flybikeslee |
posted on 11th Dec 13 at 09:43 |
10k! maybe including stamp duty but where's he moving to? Mars? :lol: | |
kz |
posted on 11th Dec 13 at 08:46 |
That's not too bad then, my mate told me it costs around £10k for a full move! Although that was moving from one place to another... | |
Toby |
posted on 10th Dec 13 at 23:20 |
Didn't have any moving costs as did it myself. | |
Toby |
posted on 10th Dec 13 at 23:18 |
Nationwide stipulated I needed insurance for their products. | |
kz |
posted on 10th Dec 13 at 14:19 |
quote: Yes I have and as I said thanks for the replies, I guess this has been answered now :) So on to the second question I posted... how much did it cost you to actually move in to your first place in fees etc. | |
flybikeslee |
posted on 10th Dec 13 at 13:39 |
i didnt have to show any payslips or anything | |
John |
posted on 10th Dec 13 at 12:55 |
Last time I was told that future payrise didn't matter. Probably depends who you are going with and how tight it all is. | |
Marc |
posted on 10th Dec 13 at 12:00 |
Same as Alex, gave them P60's and pay rise notice. | |
Aleex |
posted on 10th Dec 13 at 11:51 |
book an appointment with a mortage advsior ! definitly would be a great help and be able to answer all of your questions. | |
Aleex |
posted on 10th Dec 13 at 11:50 |
She says we... | |
flybikeslee |
posted on 10th Dec 13 at 11:02 |
life insurance is not mandatory but house insurance is with my lender | |
Ian |
posted on 10th Dec 13 at 07:41 |
Not just because its your first. | |
kz |
posted on 10th Dec 13 at 07:40 |
Thanks guys. | |
1986 |
posted on 10th Dec 13 at 06:10 |
im with Santander and we took life ins out as it was advised and wasn't that expensive, as for the second question 3 months was all that were needed in our case | |
Marc |
posted on 8th Dec 13 at 17:57 |
Life insurance was not even mentioned when I got my mortgage. | |
Ian |
posted on 8th Dec 13 at 17:54 |
a) Not at all. Its merely to cover it so it doesn't become someone else's problem. Entirely optional, I don't have it, no dependants and there's sufficient equity in it that it'll clear the debt when its sold. | |
ed |
posted on 8th Dec 13 at 14:56 |
a) It's not a requirement for the mortgage I've just got through Halifax. I'm going to get a policy to cover the remainder of what I owe on the property though; it costs £5 a month so is probably worth having. | |
AndyKent |
posted on 8th Dec 13 at 14:47 |
a). Not always. Mortgage lenders can stipulate whatever they like but in general you don't. | |
Cavey |
posted on 8th Dec 13 at 12:52 |
Dont think either are true. Although we were told to get life insurance after by our advisor. But I think that was for commission more than anything | |
kz |
posted on 8th Dec 13 at 12:31 |
She says we... |