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Re-mortgaging.
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[quote][i]Originally posted by Daniel_Corsa[/i] See what % you'll be paying after fixed rate ends, usually base rate + X% Ring your current lender, get a redemption fee. This may currently have an early repayment figure included, should state in your contract how much. Take that off that's roughly what you will owe when current deal expires. Take that off the £190k value for LTV and check rates for that with other lenders, probably get a better rate than your current lender but depends if wanting security of fixed rate or not. What house is worth to how much redemption figure you need to pay. Work out the LTV and look at current deals. [/quote]
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