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Nationwide 5% scheme
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[quote][i]Originally posted by Kyle T[/i] Opened the account today, they took all our details and said they would lend us up to 240,000. We've done some personal budgeting and the most we'd want to borrow on current rates is 218,500, so gives us a purchase price budget of 230,000 and deposit requirement of 11,500. We've already got ~£14k IF my current house sells for it's valuation price, so we've got a bit of space for fee's and stamp duty - but every month we're stuck here without being able to sell - we can add about £1k to that. My current place is going on the market on Thursday this week, obviously being 6 months away from a mortgage promise isn't ideal - but even if we need to rent for a while to save up a bit more and/or wait for the 6month deadline, it's no major drama. I've spoken to a couple of other 95% lenders in the past week and the Nationwide rates (as they are right now) are the most competitive for 95% LTV - so it may be worth waiting for. [/quote]
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