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Is renting really that bad?
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[quote][i]Originally posted by Fad[/i] [quote][i]Originally posted by Ojc[/i] I think the stigma attached to renting is bad, I see no negative sides to it, if we loose our job you can normally pull out with a months notice and walk away, if the house is in need of repairs it's the landlords problem. Obviously the only issue is, is that you don't own the home. I don't plan to rent forever and who knows what the future holds, inheritance, redundancy pay off? All avenues to buying the right home. [/quote] I agree all our rental properties are now not covering the mortgages as the market is flooded with properties so potential tenants always haggle it down. Also if you rent for say 3 years you'll still save money whilst having your own place and quality time with the missus all the same. If you have a mortgage on a 200k house and you are highly geared in your borrowing its a recipie for disater you will need to protect it incase of anything that could happen in life. Life insurance, buildings insurance, boiler maintainence, the odd visit from the plumber all adds up especially when you are borrowing a lot of money. Most people also have that bug to make a place their own by carrying out home improvements. For a lot less you could move in somewhere nice and just live there for three years save save save and then reaccess the situation. Its also a good way to learn how to live by yourselves. Also I can tell you renting is easier to get out of if you are made redundant than if you have a huge mortgage which is essential at a time like this I can tell you! [/quote]
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