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Is renting really that bad?
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[quote][i]Originally posted by Cavey[/i] We were renting, but with the econimical downturn etc, we decided that we could afford to get on the housing ladder now, and buy a house. Found a homebuy direct scheme, meaning if we wanted we could of bought with no deposit, but fortunately my parents, and my gf's gran have given us a fair chunk of money, (17k) towards a deposit and getting the house setup for us. We considered renting dead money, why spend £500 a month to pay someone elses mortgage, when for £580ish we could be owning our own place? With parents lending us money, we're very lucky, but in 30 odd years when we've got kids of our own etc, we'll do the same with them, and the circle will continue etc... We're walking into a 190k house, which we're paying £133k towards as our first time buying thanks to the homebuy scheme, which is maybe keeping prices higher than they should, but it's the only way we could get on the ladder at the moment, and we'll be set for 15-20 years in this property now, a 3 bed, 3 storey house with decent sized garden on a new estate with primary and secondary schools within walking distance. So you don't NEED a deposit if you can find schemes like we did, it just helps a lot! [/quote]
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