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James	posted on 9th Dec 08 at 14:05
	Tell me about it. Still saving @ the mo........would be easier if my car didn't keep going wrong :(
VegasPhil	posted on 9th Dec 08 at 13:43
	ooo.... pricey over there. Done much about your mortgage? :look:
James	posted on 8th Dec 08 at 14:54
	quote: Originally posted by VegasPhil 2010 will be the year to buy a bargain ;) What sort of house you looking for? Bournemouth? Nope - Surrey. Not enough well paying jobs down on the south coast :P Something exactly like this, but hopefully cheaper. Around £155k would be ideal. http://www.findaproperty.com/displayprop.aspx?edid=00&salerent=0&pid=2991228
VegasPhil	posted on 8th Dec 08 at 13:58
	2010 will be the year to buy a bargain ;) What sort of house you looking for? Bournemouth?
luke85	posted on 6th Dec 08 at 01:14
	An offer of 150K isnt unreasonable IMO, do you have property bee installed? At least another 30% to go down with house prices from here Im afraid so either wait and rent or get in with a low offer
Colin	posted on 3rd Dec 08 at 14:43
	quote: Originally posted by James Well I think i'm going to wait a bit as i'm 99% sure house prices are going to keep dropping. The same house might be up for £170k in 6 months! It might do, or people might just stay where they are & not try to sell at all I know I would :lol:also banks have now stepped in to help avoid repo's aswell so there soon might not be as much as that going on as you'd have thought!
Colin	posted on 3rd Dec 08 at 14:41
	quote: Originally posted by aPk quote: Originally posted by Colin Why wait until the markets calmed down?? If your not in a chain & have cash your laughing just now!!! I didn't say calmed down Hi, I was focusing my post towards the OP not you.
stubbsy05	posted on 3rd Dec 08 at 12:57
	If your buying it to live in long term then just go for it. House prices will eventually go back up I'd offer 15-20% below asking if your in a position to proceed.
RichR	posted on 3rd Dec 08 at 12:02
	I went in 20% under and settled at 15% under iirc, That was before the "Credit Crunch"; everyone said I was a twat for trying at 20% but at the end of the day if you don't ask you don't get
AndyKent	posted on 3rd Dec 08 at 08:54
	quote: Originally posted by Colin Why wait until the markets calmed down?? If your not in a chain & have cash your laughing just now!!! I didn't say calmed down, I said hit rock bottom :) By the sound of it, if he misses out on buying he'll not be that bothered, if he does buy it needs to be a real bargain - no point buying while prices are still falling is there......
daymoon	posted on 2nd Dec 08 at 16:57
	look up how much other houses in the area were sold for.. www.upmystreet.com and offer lower than lowest price similar house was sold for.
James	posted on 2nd Dec 08 at 16:09
	Well yeah it probably will, but I didn't mean the same actual house, I just meant a similar size and location house.
Aaron	posted on 2nd Dec 08 at 16:07
	quote: Originally posted by James The same house might be up for £170k in 6 months! It might get bought in the mean time too :lol:
James	posted on 2nd Dec 08 at 14:07
	Well I think i'm going to wait a bit as i'm 99% sure house prices are going to keep dropping. The same house might be up for £170k in 6 months!
Colin	posted on 2nd Dec 08 at 14:04
	Why wait until the markets calmed down?? If your not in a chain & have cash your laughing just now!!! As for offers it works differently in scotland but I dont see why not to offer 10% less, its very much a buyers market. Mortgage approvals are down like from hundreds of thousands a month to 20k or something daft. If someone needs to sell they'll take any decent offer going!!
AndyKent	posted on 2nd Dec 08 at 14:02
	If you really want a bargain, bung one in at 15% under - can only say no can't they. But, I'd not be making any offers at the moment - this situation is only going to get worse and you'd be buying before the market hit rock bottom.
Brett	posted on 2nd Dec 08 at 13:57
	If you don't ask, you don't get.
James	posted on 2nd Dec 08 at 13:49
	Not really looking to purchase any time soon until the market has calmed down a bit. But i've just seen a place up at £185k.....how much do people think could be a good offer to go in at in the current climate? You reckon 10% under the asking price is taking the piss a bit?