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[quote][i]Originally posted by Ian[/i] On a 130k mortgage, 83% of the first three months payments are interest. ie. spent 2100 quid, and you pay off 350 from your debt. A gift would be a grand off the mortgage. 130k at 5% over 25 total repayable £227990. 131k at 5% over 25 total repayable £229743. ie. spend a grand now instead of paying it off the mortgage, and you have actually spent £1753. How many electrical goods could you buy knowing that they actually cost 75% more than the sticker price. Makes VAT look a bargain. I'm not saying don't have a nice house, I'm saying have a sound financial arrangement. [/quote]
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