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208 Gti Cheap Lease Deals
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[quote][i]Originally posted by Ian[/i] [quote][i]Originally posted by DaveyLC[/i] [quote][i]Originally posted by Steve[/i] Not sure I understand the attraction behind leasing. Why spend £250 a month leasing when you could spend £250 a month on finance and own the car at the end of it all. Then even if you sold the car at the end of the term and started again, at least youd have 10k or whatever in your back pocket [/quote] Because people are so strapped up already they haven't got the deposit available for the finance :lol: [/quote] That's not true though is it? Lease deals will require a deposit comparable or sometimes more than finance. Can't remember ever having put down anywhere near a grand whenever I've financed but there are plenty of 3+23, 6+23 deals about which take you close or over that figure. And re Steve's point, the difference is that £250 pm on finance gets you <£9k over 36 whereas a lease of that cost and length would only be the dep. of £9k on a car which costs more. Not sure if I posted on here but there was a Touareg deal I saw a while back, comparable in figures to what my Astra cost in 2003 but that was an £18k car and the VW is £44k. And don't talk about residuals with HP, I took £5k for the Astra five years later. So that's £3k pa up my arse whatever you write on the paperwork. But that's mostly because it was a new Vauxhall. Not because of how "strapped up" I was. Obviously these days I'd buy salvage and bodge that up but that's not quite the rose garden it first appears, particularly when it comes to trying to realise equity and no one wants to touch it. Probably mug deals in every approach so that's what you'd be avoiding. Not the whole concept. [/quote]
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