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[quote][i]Originally posted by DizzyRebel[/i] [quote][i]Originally posted by IvIarkgraham[/i] are you completely retarded dizzy? you dont choose to make a claim! it just happens! i made 2 claims in my first year. 1 was a write off and im glad i got fc cover as i wouldnt have been payed the 1100 for my car meaning i couldnt have gotten some of the jobs i had meaning i may have had to take less money meaning its harder for me to save for a new car! [/quote] Im talking about if he went into a ditch on his own accord. If he crashed into somone else then its a different game entirely, but that would be 2 claims (one 3rd party and one personal) and the fact he had an accident in the first year would cripple him the year after anyway. The way i did my first year was bought an XR2i for £450, paid £1100 tpft insurance - i put it in a hedge, £30 later for a new tail light and bumper it was reet to drive again. Then igot rid of it and got a corsa gsi, went to insure that the year after and insurance dropped down to £680 tpft. Buying anything expensive for your first car is a mistake as your first year of driving is where 99% of us have our first crash, so instead of raising premiums any higher than they have to be, buy something cheap that you wont miss if you crash it and keep your premium low by going tpft. I know what i mean, you lot just love to try and explode things into epic proportions when really, if you just read something without getting excited at the prospect of jering somone online you might actually get what they are saying. [/quote]
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