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Jules

posted on 16th Apr 07 at 15:41

Cheers people, yeah Colin has got it right, the main worry for me is the finance as the car is under market value and I'm just a tad suspicious, obviously knowing if it's been in a smack is no bad thing neither - rest of the info I'm not overly concerned with :)


Ant

posted on 16th Apr 07 at 15:39

there is no finance recorded with HPI


dan_almond

posted on 16th Apr 07 at 15:38

I work at HPI. Im in the National Mileage Register.


Colin

posted on 16th Apr 07 at 15:38

There are currently 3 companies who are licensed to receive DVLA information:

1. Experian Ltd (joint venture with the AA)
2. HPI
3. CarWatch UK

Of the 3 CarWatch do NOT supply finance information, mileage data or indemnity (insurance if the data is wrong). That is why they are cheap!!!! Finance is the most important and most expensive piece of data. If a car has finance on it when you buy the car, the finance company still owns the vehicle NOT YOU. Even if the seller tells you it has finance but claims he has paid it, Experian, the AA and HPI will contact the finance company directly to investigate, CarWatch cannot do this.

Experian supplies the data to the AA for the Car Data Check that they offer. The AA also offer a £19.99 check with no finance data.

There is not ones centralised database, each company pools together the following data:

1. DVLA & DVLNI
2. ABI (Insurance data - e.g. condition)
3. Finance data (Finance and Leasing Association FLA) form all the finance companies
4. Police - PNC (Police National Computer)
5. Hire companies e.g. Hertz
6. Mileage data (each company has its own way of doing this)


tom_simes

posted on 16th Apr 07 at 15:37

AA covers finance, but is around £36 IIRC?

http://theaa.com/motoring-advice/car-checking.html


Ant

posted on 16th Apr 07 at 15:35

if its on the astra it all looks ok ;)


BigSte

posted on 16th Apr 07 at 15:34

I agree the finance is probably the most important part of the check....I'll send ya a u2u of a guy who may be able to help. don't wanna post here in case people bombard him!


Colin

posted on 16th Apr 07 at 15:33

quote:
Originally posted by Robin
https://www.mycarcheck.com/check/W247VRP/

Tenner.


But no finance info!!


Colin

posted on 16th Apr 07 at 15:33

HPi is the full check & includes a finance check (probably the most important part of the check) These £20 ones do not give a finance check!!

If you know anyone within the motor trade get them to sort it out & slip them a tenner for their troubles. Trade pays £2 per check for the same info that costs Joe Public £45

[Edited on 16-04-2007 by Colin]


tom_simes

posted on 16th Apr 07 at 15:30

AA is £22 I think, my Dad did one there two weeks ago?


Robin

posted on 16th Apr 07 at 15:29

https://www.mycarcheck.com/check/W247VRP/

Tenner.


Jules

posted on 16th Apr 07 at 15:26

Was told they are around £20, just looked on the HPI site and cheapest I can see is £45
Am I looking in thw wrong place?
Ideas? Hints? Tips? Abuse?

:wave: