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[quote][i]Originally posted by mwg[/i] I'm looking at the advantages and disadvantages of getting a brand new car on PCP finance over 3 years? My Dad suggested its something I should look into (once I get a wage rise next January...) as a way of getting a brand new car instead of pissing around in my little Corsa :lol: Advantages I can think of are: No MOT Warranty Only costs are general wear and tear such as servicing and tyres that you get on every car anyway Every 3 years trade in the car for another brand new one Dont get hit by depreciation directly? (you dont pay the full brand new value of the car) Disadvantages: Big balloon payment at the end [b]if[/b] you want to buy the car I cant think of other disadvantages but there maybe are some? Wouldn't bother me about balloon payment as I'd rather give the finance people the car back and get another new car for another 3 years and carry on paying every month. Seems a better option than pissing about with a Corsa slowly modding it and hassle of MOTs every year and also the problems modding a car always brings :| Never seem to have money as something always needs fixing or I spend the money modding it and its just getting older and older so more is going to keep going wrong :rolleyes: Saving up for a new car isn't an option as it would take years and I dont want to wait that long. Any other things to consider with PCP finance? I dont like rushing into things thats why I am trying to find out the facts now... [/quote]
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