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[quote][i]Originally posted by LiviLion[/i] One thing about car HP though. As long as you have made half the repayments you can return it at no cost to the finance company (read the agreement they all say this). So long as the car is in the condition you would expect for the age of it you won't need to pay anything. If it's wrecked you would need to pay to restore it to a suitable condition. Lots of people taking out 5 year deals to have low monthly repayments and after 2.5 years handing it back to the finance company. Doesn't make sense to do this but if your outstanding finance is more than the car is worth it's an easy way to get out of it. NOTE: Only applies to HP against a car. doesn't apply to bank loans. [/quote]
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