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Corsa Sport » Message Board » General Chat » ne1 got barclaycard 0% 4 life..... » Post Reply

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el gordo	posted on 19th Jan 04 at 03:10
	quote: Originally posted by Icy thats good then but last bill i only paid half they charge based on the full balance on statement day as opposed to what's left so will be a full hit.
el gordo	posted on 19th Jan 04 at 03:08
	quote: Originally posted by mav if i pay full amount in 46 days get charged no interest,,think they are all similar in this aspect.. thats UP TO 46 days bear in mind, based on you makng a purchase the day after a statement is generated so a further 30 days until the next statement, then 14 days allowed for payment and 2days grace for funds to clear if you paid on the due-day, so 46 potential days interest free. Forget this though. It causes too much hassle. Just remember 2 weeks from the date your statement was printed (not received). aim t pay a few days early so the funds clear. this i know cos until recently i was an underwriter for Egg and so I know a lot of the "competitions" practices - and how it's pissed off their customers :)
mav	posted on 19th Jan 04 at 02:59
	if i pay full amount in 46 days get charged no interest,,think they are all similar in this aspect..
Icy	posted on 19th Jan 04 at 02:53
	thats good then but last bill i only paid half
el gordo	posted on 19th Jan 04 at 02:47
	only if you clear your bill within 14 days of the statement being generatyed, right down to a nil balance do you avoid interest. which defeats the object of a BT as you're moving it for 0% over time, but the purchases you rack up in the mean-time are paid off proportionally, not directly against the payments you make.
Icy	posted on 19th Jan 04 at 02:39
	i usually pay off my bills each month do i stil get charged like? thought was only if i didnt pay the full amount.
mav	posted on 19th Jan 04 at 02:38
	and on that 25 per month the interest is SO HIGH.......... mt mbna card is 12.9 % now...barclaycard is 29%...
Adam K	posted on 19th Jan 04 at 02:31
	i have barclaycard 0% for life if i spend £25 a month.
mav	posted on 19th Jan 04 at 02:22
	get it transferred Ian m8...
Icy	posted on 19th Jan 04 at 02:19
	i got barclaycard 29% :(
mav	posted on 19th Jan 04 at 02:18
	barclay card is one of the dearest for purchases...stay clear m8.. plenty better offer out there...
el gordo	posted on 19th Jan 04 at 02:16
	it's a poisined chalice mate. barclaycard lifetime of BT 0% proviso £50 a month spending and repayments applied proportionally against BT then rest on purchases so you're racking up huge interest charges on an increasing balance of purchases that you'll have to pay off once the BT has cleared... egg card - the only one worth its salt.
Davido	posted on 18th Jan 04 at 20:18
	ive got one n want to transfer my balance but u need to spend 50 a month to get the 0% on the transfered balance but what happens to the purchases can u not pay anything of that until your balance transfered is paid off??