they are like free money :thumbs:

Well I got 12k worth of debt and absolutely fuck all to show for it apart from a car that's worth about £1500 and sore kidneys :(

mates worse he's got 22k of debt and nothing to show :lol:

quote:

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Originally posted by corsa cutie
dont do it..
i always said no to credit cards, but hey,
ones car needed a new headunit.. so... :P
and now... its hell! its to easy, you see what u want and you have the power to buy it there and then, you loose all control!, then... your broke. :(

[Edited on 28-11-2003 by corsa cutie]

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i got bout 20k on credit

but one bill runs out in feb then its each feb till im 24

only bill im keeping is the credit card. and the gf lol

^
yeh and u end up payin shitloads more for stuff

dont do it..
i always said no to credit cards, but hey,
ones car needed a new headunit.. so... :P
and now... its hell! its to easy, you see what u want and you have the power to buy it there and then, you loose all control!, then... your broke. :(

[Edited on 28-11-2003 by corsa cutie]

Cant be bothered to read all this!!! but your first port of call should be your bank.

Bad things I've been in a mess with these b4 :( and loans, lickily ma n dad helped me out a bit ( I still got over a grand 2 pay off on barclay card but considering I had over 4k on credit cards this time 2 months ago that aint too bad), plus I got £11k worth of loans to pay :lol:

What a cock

keep sayin to myself
pay it off before i use it again but..............:boggle:

tell me about it..................:(

dont get one!
its addictive :(

minimum 3% of balance per month usually..get as long as you like to pay it back..Just acruing interest though...

Stupid, a job and a decent credit rating, yes, you can pay the whole balance at the end of the month or just anything above the minimum monthly payment each month.

Hi, Call me stupid but whats the deal?
What do u need inorder to get one?
Do they ask how much you earn?
How long do u have to pay them back??