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[quote][i]Originally posted by Thoday[/i] I agree with you to an extent. Unsure where the £4.50 comes from. The banks make a lot of money but so many people these days go bankrupt or cannot repay their debts. Overdrafts are meant to fluctuate from credit into debit.. they are repayable on demand.. If you control your accounts there is no problem, if you speak to the bank in advance of a cash flow issue they will help.. they will also help if it is a genuine error.. they will always refund one charge.. its when they build up and fair play for saying "no" [/quote]
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