:D

Virgin sam.

I was going to apply to them earlier, but decided against.

your site thing reccomended it so i tried it :)

Who is that with Jambo, and was it one of the suggested ones on that site I gave you the link to?

quote:

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Originally posted by Jambo
I did it online, i talked dirty to the computer :o

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I did it online, i talked dirty to the computer :o

experian and equifax are the 2 main credit rating tools to use.

quote:

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Originally posted by Jambo
Woooooooooo

Accepted :D Got a credit limit Double that of my other cards :! I must have done something right :o

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Woooooooooo

Accepted :D Got a credit limit Double that of my other cards :! I must have done something right :o

woo 759 3 stars. Get in there.

Going to bite the bullet!

753 3 stars :o

quote:

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Originally posted by ssj_kakarot
bear in mind nearly all the places who offer 0% balance transfer charge an up front fee or around 2% of the balance you are wishing to transfer.

probs better than 18% odd your payng in intrest though.

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i have no credit cards, i have a loan still, have been in my current job less than 6 months, erm... thats about it really

quote:

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Originally posted by robmarriott
my credit rating is 637 :(

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mine is 435 :o but im 17 :0

quote:

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Originally posted by robmarriott
my credit rating is 637 :(

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Sam that free sites pish...I am registered with Experian who tell me I have an A1 credit rating while that tels me im middle of the road!! :lol:

my credit rating is 637 :(

[Edited on 06-08-2006 by robmarriott]

bear in mind nearly all the places who offer 0% balance transfer charge an up front fee or around 2% of the balance you are wishing to transfer.

probs better than 18% odd your payng in intrest though.

Cheers Sambo :thumbs:

Jambeth, try http://www.checkmyfile.com it tells you for free what your credit score is like based on a few simple questions like where you live, your payment history for debts, etc. and recommends credit cards and loans suitable for your credit rating.

I've used it before and even with my shit credit rating I managed to get credit cards and that from the places they recommended.

Search on the net there is a few sites or your bank will allow you to have a look for a small fee

Brad

Experian

How do you check to see weather its good or bad? I cant remember what you have to do.

Basically i have an Egg card thats costing me too much in intrest and want to transfer the balance to a different card to get 0% on balance transfers so i can pay a bit more off.

I applied for a virgin card aaaaaages ago and got declined :( Am a little scared to apply for a 0% one now incase i get declined again.

Anyway to check? Can you do it online?