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Corsa Sport » Message Board » Off Day » credit card, whats the dealio » Post Reply
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Ian |
posted on 27th Dec 05 at 20:20 |
Apply for two cards - one at whatever rate - it doesn't matter as you won't be paying. The other a week later at 0% introductory rate, with the same credit limit. Buy the stuff on the first card then straight away do a balance transfer on to your 0% card, voila, 0% interest on your bits. | |
ClaireF |
posted on 27th Dec 05 at 17:48 |
credit cards i will never get, cos i will just spend and spend. But i always get in debt wioth parents owing over a grand all the time. But i now have a student loan, where i still have probs cos i spend that | |
~*~*KaTiE*~*~ |
posted on 27th Dec 05 at 17:35 |
quote: there axpensive, but not expensive enough to have a loan for | |
ssj_kakarot |
posted on 27th Dec 05 at 16:35 |
well you could always get a 0% arp card for say 6 month they usually are, then when the 6th month ends you can just tansfer the rest of the ammount to another card and get another 6 month intrest free, keep doing this till the debt has been paid, if ya smart you end up not paying any intrest at all however, its probs not the best way to do things. | |
MatthewR |
posted on 27th Dec 05 at 14:38 |
I see, I think i will wait and see how bad my car is. | |
Kerry |
posted on 27th Dec 05 at 14:28 |
its a difficult one | |
MatthewR |
posted on 27th Dec 05 at 14:26 |
i doubt id be able to pay it off kerry, will look into getting a loan, have to wait and see how fcuked my car is first | |
Kerry |
posted on 27th Dec 05 at 14:25 |
i think u might be best increasing your loan unless you get a 0% interest card and educate yourself to pay it off in that time | |
MatthewR |
posted on 27th Dec 05 at 14:23 |
ive already got a loan dude, i will look into it though | |
Rebrabuk |
posted on 27th Dec 05 at 14:22 |
I know little about cars, but new gearbox and cluth isn't going to be cheap is it? | |
MatthewR |
posted on 27th Dec 05 at 14:21 |
nope | |
Kerry |
posted on 27th Dec 05 at 14:16 |
have u had a credit card before? | |
MatthewR |
posted on 27th Dec 05 at 14:15 |
Ok thank u | |
Kerry |
posted on 27th Dec 05 at 14:12 |
yeh with most lenders you can | |
MatthewR |
posted on 27th Dec 05 at 14:11 |
can u just ring up and pay over the phone kez? | |
danny_vx |
posted on 27th Dec 05 at 14:11 |
Kerry summed it up pretty much.. can't think of anything else to add. | |
Kerry |
posted on 27th Dec 05 at 14:08 |
min monthly payment is a % of outstanding balance | |
MatthewR |
posted on 27th Dec 05 at 14:06 |
in regards to paying back? Is there a certain time that you have to pay the money back? can u pay as much or as little as you choose and whenever you want? or is there a set amount you have to pay over a period of time. |