i went about 200 overdrawn and got charged £28!! gits!

the extra £250 will come in handy for me then! Started my old job agan but dont get paid for another 3 weeks :(

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Originally posted by flameredcorsab

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Originally posted by corsa5dr
Assuming your have just finsihed your first year and have £1000, you can increase your limit to £1250 interest free from the start of July for your second year with HSBC and most other student accounts.

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nice one, do i just ring up or something then?

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I'm with HSBC, go regularly over my overdraft on student account, charge me about 10p.

I try not to use my overdrafts, they are there just in case :look:

Natwest don't charge.

I managed to get £900 over my £2000 overdraft limit, still didn't get charged for anything.

Ah the wonders of Friary cashback :|

I thought my overdraft looked bad but my mortgage is now on online banking and that looks worse :|

quote:

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Originally posted by corsa5dr
Assuming your have just finsihed your first year and have £1000, you can increase your limit to £1250 interest free from the start of July for your second year with HSBC and most other student accounts.

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HSBC charged me wen i first went into my overdraft accidently, i went mental as its meant to be intrest free. twats

Assuming your have just finsihed your first year and have £1000, you can increase your limit to £1250 interest free from the start of July for your second year with HSBC and most other student accounts.

im currently £1250 over drawn and at one point i was £2000 overdrawn :S they charged me £10! im with natwest though

Can you not get a bigger overdraft to cover it? Or lend the money?

I over drawed by almost a grand a few weeks back. Fucking thing went through too :o I asked them online to up my overdraft from £500 to £2000 and they did. I'm with Lloyds TSB. However, i recently updated my accounts with them so the knew my circumstances (how much a month i earn and how much i can earn). I've been with them for 15 years too :look:

mine went overdrawn on hols when my g/f needed medical treatment charged me 72 quid was overdrawn for bout a week with hsbc

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Originally posted by Voyto
I got the same account mate with hsbc. I got charged just under £30 for every transaction i made while i was over my limit

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I got the same account mate with hsbc. I got charged just under £30 for every transaction i made while i was over my limit

i have 2 cards on my paypal account and ordered something for £8 and did it from wrong account that had no money in, for that £8 i got fined £30, was told by woman that if i wrote a letter explaining it as a genuine mistake fine may be witchdrawn. Thats nationwide

:mad: looks like im going to have to find some money from somewhere :(

[Edited on 30-06-2005 by flameredcorsab]

I am with HSBC and was over by £7 once. I didn't notice and about a week later, they had charged me by about £6.

put money in or raise overdraft or you will probably be fined

HSBC will rape you id get money in your account quick

dont sure about hsbc, but most places charge you somthing silly like 20quid a day for every day your over your limit, i've been over a couple of times but not by much and nothing was charged.

im a student so got a 1000quid interest free overdraft. just noticed that its gone over 1000 overdrawn because of some Direct Debits i forgot were coming out. do they charge me for going over or just charge me interest or something? im with HSBC