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vibrio

 posted on 8th Feb 05 at 14:54

quote:
Originally posted by barteh
Ring around, and get an independant mortgage advisor to come and see you.

Dont go for a free mortgage advisor, they get paid by the mortgage companies for keeping their infomation/contat details, obviously they're going to recomend one of them.

Pay around £200-£250 and one will come out, discuss all your outgoings / income and recomend a suitable mortgage.
He will even arrange it down to the last detail, money well spent.
Im about to start that process now, looking to buy something very shotrly.



PMSL you are fool. pay someone £200 to find a mortgage :lol:


Mark Petty

 posted on 8th Feb 05 at 14:39

I went to the abbey and said I need a mortgage they then told me the max I can borrow.

I found this site useful: Mortgage Advise

On most lenders sites they normally have calculators to tell you the max you can borrow depending on your income.
For example try Abbey

If you need higher amounts I would suggest contacting an independant advisor as they normally can get higher amounts.

Also do you have a deposit?



leeshez

 posted on 8th Feb 05 at 14:21

Got to your bank i did cost me nothing. I also went to the halifax and they chatted to me for free. It is 3 times your anual wage a mortgage.


Ally

 posted on 8th Feb 05 at 14:18

Im not paying £250 to speak 2 an advisor, they get enough commission from life assurance and pension sales, and i know this as i was traning to be one :lol:


leeshez

 posted on 8th Feb 05 at 14:16

Oh i U2U you but did not read rest of thread :lol:


Nobber

 posted on 8th Feb 05 at 14:16

You don't even have to pay independant finanical advisers as they make money out of pension's etc etc.

Get some advice from one, mortgages aren't as scarey as you think. I had one at 19 and it's the best thing I ever did.


barteh

 posted on 8th Feb 05 at 14:07

Ring around, and get an independant mortgage advisor to come and see you.

Dont go for a free mortgage advisor, they get paid by the mortgage companies for keeping their infomation/contat details, obviously they're going to recomend one of them.

Pay around £200-£250 and one will come out, discuss all your outgoings / income and recomend a suitable mortgage.
He will even arrange it down to the last detail, money well spent.
Im about to start that process now, looking to buy something very shotrly.


Ally

 posted on 8th Feb 05 at 14:02

Wether i can have one :lol:


Mark Petty

 posted on 8th Feb 05 at 14:01

I have one what do you need to know?


Ally

 posted on 8th Feb 05 at 13:58

Fucking Mortgages.


Nobber

 posted on 8th Feb 05 at 13:52

U2U Sent


TNM

 posted on 8th Feb 05 at 13:35

:)


Ally

 posted on 8th Feb 05 at 13:32

quote:
Originally posted by TNM
yep.

Its money for a house :)


:!


TNM

 posted on 8th Feb 05 at 13:23

yep.

Its money for a house :)


Ally

 posted on 8th Feb 05 at 13:22

Lil help needed :(

U2U me

:wave: