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AuroraSport

posted on 7th Nov 06 at 13:25

ive got all my bank accounts online with halifax, ive got a large sum of money tied up in a ISA which i dont touch, and a smaller amount which i can transfer between accounts (web saver). All done online with no messing about :)


antonOO2

posted on 7th Nov 06 at 13:12

im currently paying 250 a month into an A&L saver (12%) 250 into a loyds saver (8%)
Have a current account with A&L
And im looking for new Isa at the moment (3K)

Im putting £1000 a month into savings at the mo ,so any one with ideas please let me know

cheers


Andy GSi

posted on 7th Nov 06 at 13:11

Cheers guys.

I would like to take money out if needed, as if i run short in a month i can have access to it for a raining day. :lol:


antonOO2

posted on 7th Nov 06 at 13:10

what is the name of the isa?

cheers


Jamie Walby

posted on 7th Nov 06 at 12:21

quote:
Originally posted by antonOO2
quote:
Originally posted by Jamie Walby
I have an ISA with Halifax which gives me a lot of interest.


You got details on it mate ??


what would you like to know?

I know maximim I can pay in over a tax year is £3k. I can pay more in but I will have to pay tax on the interest.

erm....what else? Interest rate?


topshot_2k

posted on 7th Nov 06 at 12:13

tracker funds are the best for 5yrs+ if not then use Cash and equity ISA's


antonOO2

posted on 7th Nov 06 at 12:11

quote:
Originally posted by Jamie Walby
I have an ISA with Halifax which gives me a lot of interest.


You got details on it mate ??


antonOO2

posted on 7th Nov 06 at 11:55

http://www.alliance-leicester.co.uk/currentaccounts/index.asp?page=prem-credit-interest&exp=60&cm_mmc=moneysupe-_-sup-_-ec19154000039664savings_listin-_-apply


Cosmo

posted on 7th Nov 06 at 11:55

Not just 3k, you can get bigger ones...

£3,000 in a Mini Cash ISA
£4,000 in a Mini Stocks and Shares ISA
£7,000 in a Maxi ISA


Teddy

posted on 7th Nov 06 at 11:54

£3k is the limit on an ISA.
That works on tax year as well - Apr - Apr.

[Edited on 07-11-2006 by Teddy]


antonOO2

posted on 7th Nov 06 at 11:51

aliance and leicester i think it is are doing a 10% interest account at the moment .You can only pay in 250 a month but you can put the other 150 into a different savings account.One catch is that you need you current account with them and need to pay in £1000 or more a month.


Dione J

posted on 7th Nov 06 at 11:47

Hi Andy :wave:

Good on ya, i would get a standing order taken from your bank account and put it into a seperate ISA account - i know your not going to make much intrests but at least it's tax free :thumbs:


Jamie Walby

posted on 7th Nov 06 at 11:47

I have an ISA with Halifax which gives me a lot of interest.


Cosmo

posted on 7th Nov 06 at 11:45

you could put it into a 6 month notice account which will give higher interest than a normal bank account, but you dont have immediate access to it if needed. Think you need 5k or 10k depending on the bank and account.

Other than that Ive got an e-savings account on Natwest. Think the rate is something like 4.3% so not too bad considering you have immediate access to the money.

Could also look into an ISA but there is a yearly limit on the amount you can put in it.


Andy GSi

posted on 7th Nov 06 at 11:41

I have got a bit saved up in my account, and i am wanting to put £400 each month from my salary into a account which will make alot of interest.

Do any of you guys have a savings account? or even shares? etc? if so what have you done and where have you gone??

i am wanting to save for a year to get a nice depoist for a house.