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dig dave2811

posted on 3rd Apr 03 at 22:24

iverpool victoria mine went up £36 with a body kit lowering alloys, they said that an exhaust isnt really classed as a modification and that it wouldnt effect the premium


matt_jonesuk

posted on 3rd Apr 03 at 21:53

dont mean to be a pain but can people list the insurers who dont charge extra for exhausts, lowering etc or insurers who dont charge much

this year my insurance qas 250 but thats on my nans insurance i brought the car off her and going on my own insurance being 18 its gonna b steep anyways! :(
cheers


slugger_54132

posted on 3rd Apr 03 at 20:34

So how much did any of your insurance costs go up by??


Gambit

posted on 3rd Apr 03 at 14:00

doesnt matter, if your car is made after 1992 & has had the cat removed it will not pass MOT anyhow

u dont need to tell the insurance that u have de-catted, they will just put it under aftermarket exhaust modification


PeteMTBer

posted on 3rd Apr 03 at 13:59

therefore not giving you insurance cover?


PeteMTBer

posted on 3rd Apr 03 at 13:59

Am I right in thinking that if you said you had a decat then they may ask if the MOT was carried out with or without the CAT. If it was with the CAT your emmisions may be too high resulting in your car not being road legal?

Pete


Gambit

posted on 3rd Apr 03 at 13:20

no, nope dont have to say you have a de-cat, just say you have an aftermarket exhaust & it all depends on your insurer how much extra they add


FLYING CORSA

posted on 3rd Apr 03 at 12:53

can you get away with not telling them, if not and do you have to state that you have a de cat, and does it put your insurance up alot?