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Author Your monthly mortgage payments.
Colin
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Registered: 4th Apr 02
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8th Mar 15 at 18:44   View User's Profile U2U Member Reply With Quote

Just over a grand & just under 10%
Ben G
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Registered: 12th Jan 07
Location: Essex
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8th Mar 15 at 18:47   View User's Profile U2U Member Reply With Quote

You get paid over 10k a month? Rich bastard!
tom130691
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Registered: 13th Sep 08
Location: Daventry
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9th Mar 15 at 20:13   View Garage View User's Profile U2U Member Reply With Quote

950 40% of my income, because the woman is useless and is still at uni
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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9th Mar 15 at 20:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by tom130691
950 40% of my income, because the woman is useless and is still at uni


This pretty much! Although I own it so don't expect her to pay anything!
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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10th Mar 15 at 10:02   View Garage View User's Profile U2U Member Reply With Quote

Although I'm single I'm in the same situation as you two, it's solely mine so wouldn't want anyone else to pay part of my mortgage really!
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
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10th Mar 15 at 12:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Although I'm single I'm in the same situation as you two, it's solely mine so wouldn't want anyone else to pay part of my mortgage really!


My girlfriend lives with me (house is mine) but she wouldn't be comfortable not contributing something to running the place

She pays a bit into the account to cover most of the utilities.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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10th Mar 15 at 12:13   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian W
quote:
Originally posted by pow
Although I'm single I'm in the same situation as you two, it's solely mine so wouldn't want anyone else to pay part of my mortgage really!


My girlfriend lives with me (house is mine) but she wouldn't be comfortable not contributing something to running the place

She pays a bit into the account to cover most of the utilities.
Which now means she's entitled to some of it (profit from original purchase price IIRC) if you split up!
Ben G
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Registered: 12th Jan 07
Location: Essex
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10th Mar 15 at 12:22   View User's Profile U2U Member Reply With Quote

We pay 50/50 of the mortgage. I pay most of the other stuff.

Not bothered tbh. It was her idea to get a house. I was happy in my parent's house
James
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Registered: 1st Jun 02
Location: Surrey
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10th Mar 15 at 12:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Chris x
quote:
Originally posted by Ian W
quote:
Originally posted by pow
Although I'm single I'm in the same situation as you two, it's solely mine so wouldn't want anyone else to pay part of my mortgage really!


My girlfriend lives with me (house is mine) but she wouldn't be comfortable not contributing something to running the place

She pays a bit into the account to cover most of the utilities.
Which now means she's entitled to some of it (profit from original purchase price IIRC) if you split up!


Surely she's only entitled to any of the actual property is she contributes to the mortgage.

If she contributes to utilities (gas/electric etc) then I don't see how she is entitled to any of the property? The gas/electric will be more for 2 people anyway so it's not unreasonable that she pays towards those?
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
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10th Mar 15 at 12:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
quote:
Originally posted by Chris x
quote:
Originally posted by Ian W
quote:
Originally posted by pow
Although I'm single I'm in the same situation as you two, it's solely mine so wouldn't want anyone else to pay part of my mortgage really!


My girlfriend lives with me (house is mine) but she wouldn't be comfortable not contributing something to running the place

She pays a bit into the account to cover most of the utilities.
Which now means she's entitled to some of it (profit from original purchase price IIRC) if you split up!


Surely she's only entitled to any of the actual property is she contributes to the mortgage.

If she contributes to utilities (gas/electric etc) then I don't see how she is entitled to any of the property? The gas/electric will be more for 2 people anyway so it's not unreasonable that she pays towards those?


Well either way, I'm not paying for everything

We don't have any contract or anything but we both know who pays for what!
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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10th Mar 15 at 12:53   View Garage View User's Profile U2U Member Reply With Quote

I'm shit scared of the above situation now

[Edited on 10-03-2015 by pow]
VrsTurbo
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Registered: 8th Jun 10
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10th Mar 15 at 12:55   View Garage View User's Profile U2U Member Reply With Quote

iirc any money that gets transferred from a partner that lives with you over a certain amount of years means they do have financial rights to the house.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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10th Mar 15 at 12:58   View Garage View User's Profile U2U Member Reply With Quote

That's fucked up really. It's rights to the profit isn't it though
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
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10th Mar 15 at 12:59   View User's Profile U2U Member Reply With Quote

TBH no one knows what will happen in the future but you can't live your life worrying about what could happen if you split up, that type of stuff will drive a wedge IMO.

Just go with the flow and don't worry about it.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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10th Mar 15 at 13:17   View Garage View User's Profile U2U Member Reply With Quote

Fair play to you
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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10th Mar 15 at 13:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian W
TBH no one knows what will happen in the future but you can't live your life worrying about what could happen if you split up, that type of stuff will drive a wedge IMO.

Just go with the flow and don't worry about it.

Exactly this.
Marc
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Registered: 11th Aug 02
Location: York
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10th Mar 15 at 14:01   View User's Profile U2U Member Reply With Quote

My brothers ex tried to get part of his house having paid towards bills but not mortgage. Wasn't entertained by solicitors in their case.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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16th Mar 15 at 13:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
quote:
Originally posted by deano87
£713. About 25% of net income.

Not that bad actually. Money must be disappearing elsewhere



Don't ever plead poverty again you're doing better than me

Proper skint this month. No idea why. The Mrs' spending habits I guess

And by Net I meant mine and Lily's. I'd be bolloxed if we split.

[Edited on 16-03-2015 by deano87]
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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16th Mar 15 at 22:45   View User's Profile U2U Member Reply With Quote

Pow, i'm sure you are earning more than Deano and his Mrs
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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16th Mar 15 at 23:01   View Garage View User's Profile U2U Member Reply With Quote

The maths says not...
ed
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Registered: 10th Sep 03
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17th Mar 15 at 19:46   View User's Profile U2U Member Reply With Quote

I wonder if you could get the missus to sign a lodger agreement so they can't claim financial interest in your property. Seriously

But anyway, I live alone and mine's 600 and ~20%.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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17th Mar 15 at 21:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Andrew
Pow, i'm sure you are earning more than Deano and his Mrs

quote:
Originally posted by pow
The maths says not...

Just shy of £43k...

Christ, never llooked at it like that
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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18th Mar 15 at 13:56   View User's Profile U2U Member Reply With Quote

Hang on, are we talking before or after tax on these figures? Some of these figures I'm seeing means some of you are bringing 4-5k in a month which is crazy pay
luciaadr
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Registered: 11th Aug 04
Location: Bexleyheath, Greater London
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18th Mar 15 at 14:41   View User's Profile U2U Member Reply With Quote

I took "household income" to mean net as that's what ive got to work with to pay the mortgage, but if someone said "salary" I'd say the gross.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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18th Mar 15 at 20:07   View Garage View User's Profile U2U Member Reply With Quote

Why would you ever use net? You don't actually see that money

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