FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
|
quote:
Originally posted by Paul_J
So, should I phone his insurance on monday and just not mentioned the yellow line?
Just say 'this guy admitted liability, gave me his details etc...'
will this affect my premium at all long term? I'm half tempted to go out and t cut it... could probably push that dent out too.
Yerp it will affect you insurance. Ensleigh wanted 700 quid extra off me for a non fault claim. I was in my living room having a brew. Someone drove into my civic and fucked off. Manage to find out who it was and they admited it. Send my car off and they wrote it off. If he will pay cash. Go through cash deffo!
|
BeArDy
Member
Registered: 7th Aug 00
Location: Manchester
User status: Offline
|
dosent matter where you park, He hit your car his insurance pays. If you think about it more, this would mean on carparks cars are not insured as its private land?
I know people who have hit uninsured parked cars and there insurance had to pay.
You will not have to pay excess if hes at fault.
I would say go and get a quote for the repair, call him and say i am about to contact my insurance but i have got a quote first for the repair. Just thinking about your excess and insurance cost next year, do you want to just pay for the repair without going threw insurance?
|
Haza2dap
Member
Registered: 25th May 11
Location: United Kingdom
User status: Offline
|
quote:
Originally posted by BeArDy
dosent matter where you park, He hit your car his insurance pays. If you think about it more, this would mean on carparks cars are not insured as its private land?
I know people who have hit uninsured parked cars and there insurance had to pay.
You will not have to pay excess if hes at fault.
I would say go and get a quote for the repair, call him and say i am about to contact my insurance but i have got a quote first for the repair. Just thinking about your excess and insurance cost next year, do you want to just pay for the repair without going threw insurance?
This is right. You could be parked anywhere they hit your car therefor it is their fault. I was recently parked on a public path outsite a motor stuff shop and some women in a lorry scrapped down the side of my gsi  I was not in the car. And she accepted liability after a 30min argument over how I was parked "iligally". Now I am getting £300 from her insurance mines not even involved.
[Edited on 09-11-2011 by Haza2dap]
|
RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
|
quote:
Originally posted by Paul_J
will this affect my premium at all long term? I'm half tempted to go out and t cut it... could probably push that dent out too.
when my A3 got run into in similar circumstances, both insurers were notified, his paid out eventually and covered my excess etc but my insurance went up the following year from £450 to £850 (iirc). I had zero accountability, was parked appropriately, no yellow lines, no wheels on the pavement etc. It was 0600 and I was in bed when the guy ran into mine.
Utter bollocks that my insurance went up because of it
|
adiohead
Member
Registered: 28th Sep 01
User status: Offline
|
My insurance went up £50 for being in the middle of a motorway pileup which wasn't my fault.
|
Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
|
quote:
Originally posted by adiohead
My insurance went up £50 for being in the middle of a motorway pileup which wasn't my fault.
how do you know it went up due to that? mine went up £50 this year and nothing happened.
|
Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
|
quote:
Originally posted by LiVe LeE
quote:
Originally posted by Paul_J
will this affect my premium at all long term? I'm half tempted to go out and t cut it... could probably push that dent out too.
when my A3 got run into in similar circumstances, both insurers were notified, his paid out eventually and covered my excess etc but my insurance went up the following year from £450 to £850 (iirc). I had zero accountability, was parked appropriately, no yellow lines, no wheels on the pavement etc. It was 0600 and I was in bed when the guy ran into mine.
Utter bollocks that my insurance went up because of it
I guess it's maybe because you're labelled as a claimer... e.g. more likely to make a claim if you have any sort of accident... e.g. if you scraped your own bumper.
|
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
|
quote:
Originally posted by Paul_J
quote:
Originally posted by adiohead
My insurance went up £50 for being in the middle of a motorway pileup which wasn't my fault.
how do you know it went up due to that? mine went up £50 this year and nothing happened.
do an online quote and get prices with/without accidents.
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
Why is dad texting me
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
Fad
|
Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
|
quote:
Originally posted by Fad
Are you on speed?
quote:
Originally posted by Paul_J
Are you off key? why?
quote:
Originally posted by Fad
So who's number did you really give me the other day you tosser
quote:
Originally posted by Ojc
Why is fad texting me
2 + 2... 
|
Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
|
Basically Paul is cunt
|
Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
|
quote:
Originally posted by Fad
Basically Paul is an absolute man.
|
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
|
am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
|
At the end of the day his car hit yours, end of story
|
scoob
Premium Member
Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
User status: Offline
|
tell him you have asked the corsa sport lads and they all say it was his fault.
|
~willow~
Member
Registered: 9th Feb 09
Location: kidderminster
User status: Offline
|
lol @ scoob
but yea its his fault!
|
