Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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Hey. I parked outside my mates last night and someone drove into my car. They were nice enough to leave details, so I just phoned him.
This guy is claiming because I parked on a single yellow line I may be liable / his insurance probably won't pay out. Is this true?? I think single yellow line means prohibited certain times and this was at night so should be ok? Right?
Will i need to pay excess??
Tom want some work?
[Edited on 06-11-2011 by Paul_J]
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John
Member
Registered: 30th Jun 03
User status: Offline
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Did he give you his insurance details?
If so phone them.
There should be a sign on a pole telling you what the restrictions are.
Only need to pay excess if you go through your own insurance, which you want to avoid if possible.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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Wouldn't have thought so tbh
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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go and check the signage and see when it says you can/can't parked.
usually single yellow lines are no parking for a certain time, usually around schools/train stations.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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bullshit, your car could be abandoned in the middle of the road, its still "there to be seen" theres not an ounce of liability on your part.
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SportBoy
Member
Registered: 5th Oct 01
Location: Retford, Nottinghamshire
User status: Offline
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if you wernt in the car i wouldnt think it matters where you were parked .. he hit you.
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gez bay
Member
Registered: 14th Feb 08
Location: South Wales drives: Vxr
User status: Offline
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i thought the same as lee.
the guy has crashed into a parked car.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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there to be seen is an argument or statement made in legal argument. its an appropriate defence that can be used even when someone is making a completely illegal manoeuvre
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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So, should I phone his insurance on monday and just not mentioned the yellow line?
Just say 'this guy admitted liability, gave me his details etc...'
will this affect my premium at all long term? I'm half tempted to go out and t cut it... could probably push that dent out too.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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ring his insurer ask them if they want to deal with it directly, its hit while parked and hes provided details and admitted hitting you so they should quite happily take the claim on to keep costs down.
he may be disputing full liability but the last word is down to the insurer not him
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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ok Lee, you seem pretty hot on this stuff, do I even bother to tell my insurer?
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AshWatson
Member
Registered: 18th Jun 10
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Paul_J
ok Lee, you seem pretty hot on this stuff, do I even bother to tell my insurer?
im not 100% clued up on this sort of thing but why would u contact your insurance ? contact his insurance as lee said stating he hit your parked car admitted his fault left details etc, have your car repaired properly job done and finished, why does your insurance need to know ? your only claiming from his insurance for a repair
i may be wrong and someone may be able to tell you but surely just as above hopefully easy for you 
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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ive just left my job of 4 years as a claims handler 
i wouldnt bother personally, see if his insurer will take on the claim for you that way your insurer doesnt find out and you dont get increased premiums. does depend on who his insurer is and who yours are though, if theyre part of the same group they may well share info
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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technically you should notify your own insurer of an accident immediately however i have never seen an instance where an insurer has done anything at all when a fault or non fault party has failed to report it even when ive been chasing unreported claims 12 months + after the accident.
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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That's interesting Lee. Cheers for all your help
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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you might aswell let your own insurance company know mate as they always find out.
i had an accident in january 2007 and came off in january 2010. change insurance companies in july 2010 and they found out and charged me for this non fault accident (only had to declare to them 3 years worth), eventually got refunded but in your case, you wouldn't.
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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your insurance will probably go up unfortunately
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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s2000's aren't cheap to insure 
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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then i suggest you change insurer at renewal time and forget this ever happened, if you catch my drift
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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sorry been in miami
do you still want an estimate mate
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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tom your websites still shite
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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just went on toms website and got a porn dialer 
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Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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It may be worth settling outside of the insurance as it doesn't look like a huge repair, you may even t-cut out the mark on the light.
Get some quotes and contact the guy and just say you are willing to settle outside of the insurance company if he is. That way it will save both parties insurance premiums rocketing
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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quote:
Originally posted by john-d
tom your websites still shite
yep
its still being worked on
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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lol doesnt paul do webdesign or something geeky and similar? come to a deal
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