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Author mortgage deposit?
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
8th Mar 11 at 16:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Half Pint
deposit = 18.6k
Price £185,500
mortgage = £590




you must have bought way back before it all went tits up. wish mine was that low
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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8th Mar 11 at 16:36   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
quote:
Originally posted by Half Pint
deposit = 18.6k
Price £185,500
mortgage = £590




you must have bought way back before it all went tits up. wish mine was that low


or has a 40/50 year term
Ben G
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Registered: 12th Jan 07
Location: Essex
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8th Mar 11 at 16:36   View User's Profile U2U Member Reply With Quote

true. sod that though
John
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Registered: 30th Jun 03
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8th Mar 11 at 18:32   View User's Profile U2U Member Reply With Quote

He works for a bank and will have 0.5% iirc.
Half Pint
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Registered: 25th Mar 02
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8th Mar 11 at 18:38   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
quote:
Originally posted by Half Pint
deposit = 18.6k
Price £185,500
mortgage = £590




you must have bought way back before it all went tits up. wish mine was that low


only in 2009... but i have an interest rate of .5%
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
8th Mar 11 at 18:39   View User's Profile U2U Member Reply With Quote

i need to work for a bank. that's 5.55% lower than mine.

[Edited on 08-03-2011 by Ben G]
Half Pint
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Registered: 25th Mar 02
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8th Mar 11 at 18:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
i need to work for a bank. that's 5.55% lower than mine.

[Edited on 08-03-2011 by Ben G]


benefial loans tax.. its hitting me now !
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
8th Mar 11 at 21:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
i need to work for a bank. that's 5.55% lower than mine.

[Edited on 08-03-2011 by Ben G]


It's 7.4% lower than mine
John
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Registered: 30th Jun 03
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8th Mar 11 at 22:06   View User's Profile U2U Member Reply With Quote

How did you manage to get into a mortgage with an 8% interest rate?
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
8th Mar 11 at 22:18   View User's Profile U2U Member Reply With Quote

7.9%

It was one of the last lender's to offer a 95% mortgage, and right before the credit crunch... So for the privilege we have to pay higher... I look at it and see that it can only be cheaper!
ENB
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Registered: 24th Apr 06
User status: Offline
9th Mar 11 at 12:58   View User's Profile U2U Member Reply With Quote

JESUS! 7.9% and I thought mine was bad, I believe I bought around the same time as you, August 2008.

Mine is 6.23% we pay £694, £122,000, 35 years, 5% deposit.

We're no over paying so that it'll be paid off in 15 years.
JayCarr
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Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
9th Mar 11 at 13:24   View User's Profile U2U Member Reply With Quote

Current Place:

Deposit roughly £20000
House price £125000
Monthly £532


New place when its built:

Deposit £27000
House Price £199995 - £19995 discount. So £180000
Monthly £750ish
whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
9th Mar 11 at 14:27   View User's Profile U2U Member Reply With Quote

Currently 550 amonth
Mortgage at start was 120k
36k deposit

Looking at around 250k House
60 - 70k deposit
Around 750ish a month
Toby
Premium Member

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Registered: 29th Nov 05
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9th Mar 11 at 21:48   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyKent
Not quite sure anyone is proud of borrow a load and only paying a little off at a time

I'd rather get mine paid as quickly as possible and quit wasting it in interest.


Well that depends on the amount of interest your paying
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
10th Mar 11 at 08:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Russ
minted dad ftw


Fuck off lol I've not spoken to my dad in 2 years and in my entire life all that he has ever given me is £500 for the bucket seats in my old corsa Ive been running my own company for almost two years and earned all my own money, thank you very much :-)
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
10th Mar 11 at 08:54   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Aaron
quote:
Originally posted by drunkenfool
£140k apartment, £37k deposit. £533 a month


Whereabouts in the shire do you live?


At the moment at my mums house in Hampton park but the apartment Ive bought is a two floor penthouse apartment in 'The Embankment' which is the new build place by the police station in town.
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
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10th Mar 11 at 08:55   View User's Profile U2U Member Reply With Quote

Oh and that's a 30 year term.
corsa_godfather
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Registered: 6th May 03
Location: Greenock,Scotland
User status: Offline
12th Mar 11 at 19:46   View User's Profile U2U Member Reply With Quote

were 15% deposit

£10900 ish on £72800

£354 mortgage per month
Kano
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Registered: 29th Aug 04
Location: Fife
User status: Offline
12th Mar 11 at 20:18   View User's Profile U2U Member Reply With Quote

-25 year term
-£85000 house
-£15000 deposit
-£70000 mortgage
-£430 p/m

Fixed for 5 years just to be safe as we bought in the middle of all the uncertainty and we got a pretty decent rate so thought it was worth a bit extra.
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
15th Mar 11 at 16:20   View User's Profile U2U Member Reply With Quote

After reading this thread I have concluded I am moving up north


Fucking JOKE.
corsa_godfather
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Registered: 6th May 03
Location: Greenock,Scotland
User status: Offline
19th Mar 11 at 08:59   View User's Profile U2U Member Reply With Quote

lol.

Mine isnt nothing special,
2 bed quarter villa quite small

drive and back garden, nice area.

Progess pics to come up soon.

Wedding and a child on the way this year lol

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