LukesCorsaSXi
Member
Registered: 2nd Jan 11
Location: Sheffield
User status: Offline
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quote:
Originally posted by Jamie-C
So its a bag of shit now... 
Get a job 
I have a job, cheapest 1 won't let me pay monthly. And im going to an IT academy soon and i will only get apprenticeship wage >.<
Cheapest 1 so far is £2800.
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LukesCorsaSXi
Member
Registered: 2nd Jan 11
Location: Sheffield
User status: Offline
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quote:
Originally posted by Kieran
Well done on passing bud!
Can't put mum as a named driver?
No mate, she's never had her own insurance, always been on my dads 
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Kieran
Premium Member
Registered: 12th Sep 08
Location: Kent
User status: Offline
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 That quote is crazy!!
What about dad?
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AlexW
Member
Registered: 25th Oct 08
Location: Essex
User status: Offline
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I assume you aren't just looking online?!!!
Ring places, When your paying 2k or more you can easily get money off.
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LukesCorsaSXi
Member
Registered: 2nd Jan 11
Location: Sheffield
User status: Offline
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quote:
Originally posted by Kieran
That quote is crazy!!
What about dad?
Put my dad on got it to 2717.
And Alex, im gonna ring Flux tomorrow and ask if they can knock me owt off, on the flux website it doesn't ask for pass plus or anything
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AlexW
Member
Registered: 25th Oct 08
Location: Essex
User status: Offline
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Ring t hem up, Deffo put your dad on it if hes got a reasonable amount of NCB and not more than 3 points.
Elephant I think will do it monthly and they are normally quite cheap, Otherwise just ring round a few companies and dont give up, Maybe play one company off another.
Its a lot of hassle, but if it saves a hundred quid, Worth it.
Also, Did you say at TVL if it won't be less than 2k you cant insure it? I'll be amazed if you get it that cheap.
Have you done pass plus then?
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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Pass plus wont affect your insurance these days mate! As instructors get to choose insurance companies arent taking any notice of it really! My insurance last year was about £1800 fully comp on my 1.0 b then i got 5 points and this year it was £6500 on my 1.2 with my parents added on and everything so i cried and cried and dad did a few quotes and came up with a £1600 on his insurance
[Edited on 23-08-2011 by Christopher]
[Edited on 23-08-2011 by Christopher]
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Sean
Member
Registered: 14th Sep 10
Location: Eastbourne, BN23 7AZ
User status: Offline
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pass plus does count, my mates girlfriend passed and it knocked £380 off of her quote, are you declaring all your mods?
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DansCorsaSXi
Organiser: Yorkshire
Premium Member
Registered: 13th Jan 10
Location: Worksop
User status: Offline
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Nope. 
Star silver C20XE SXi Project thread
Smoke Grey Corsa GSi Project thread
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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Well rob did it and he told his insurance company and they went "and" and last month in the news it said insurance companies were turning a blind eye to the pass plass scheme as instructers are just putting them through so insurance companies arent too bothered! Some still like it and may reduce their quote but MOST insurance companies will say it doesnt make much of a difference! Sean have you declared yours?
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Sean
Member
Registered: 14th Sep 10
Location: Eastbourne, BN23 7AZ
User status: Offline
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No, have you declared yours..? it reallys get me annoyed how insurance companys can try and charge 17 year olds so much! no wonder people drive un insured nowadays its daylight fucking robbery!!!
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DansCorsaSXi
Organiser: Yorkshire
Premium Member
Registered: 13th Jan 10
Location: Worksop
User status: Offline
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quote:
Originally posted by Sean
no wonder people drive un insured nowadays its daylight fucking robbery!!!
Exactly mate,it's wrong. He's so down atm.
Star silver C20XE SXi Project thread
Smoke Grey Corsa GSi Project thread
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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Its fucking stupid! Ermmm well i have no modifications to declare Dont get down about it luke mate! Search and search and phone EVERY insurance company that is fairly cheap on your quotes mate i garantee you get one lucky quote like i have twice
Sean what time are we meeting daz tomo and where?
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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Tried a company where you have the tracker box thing fitted luke? My mate just passed and insured his corsa b sxi for less than a grand! 17 0 ncb
edit: actually just thought they might be a bit funny when they fit it if your arent declaring the mods
[Edited on 23-08-2011 by shaunmods]
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LukesCorsaSXi
Member
Registered: 2nd Jan 11
Location: Sheffield
User status: Offline
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quote:
Originally posted by shaunmods
Tried a company where you have the tracker box thing fitted luke? My mate just passed and insured his corsa b sxi for less than a grand! 17 0 ncb
edit: actually just thought they might be a bit funny when they fit it if your arent declaring the mods
[Edited on 23-08-2011 by shaunmods]
Thats the reason i didnt go for it mate haha, cheers for the thought though ;D
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LukesCorsaSXi
Member
Registered: 2nd Jan 11
Location: Sheffield
User status: Offline
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quote:
Originally posted by LukesCorsaSXi
quote:
Originally posted by AW06
Ring t hem up, Deffo put your dad on it if hes got a reasonable amount of NCB and not more than 3 points.
Elephant I think will do it monthly and they are normally quite cheap, Otherwise just ring round a few companies and dont give up, Maybe play one company off another.
Its a lot of hassle, but if it saves a hundred quid, Worth it.
Also, Did you say at TVL if it won't be less than 2k you cant insure it? I'll be amazed if you get it that cheap.
Have you done pass plus then?
I dont understand though, my mate who has a 2010 plate polo, his own insurance just got it for 1900. My cheapest so far is 2700 with Flux, but gonna ring em tomorrow, and nah i havent done pass plus yet, and my car might be there if i can insure it!  and i cant go on my dads because he has his no claims on his own car?
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AlexW
Member
Registered: 25th Oct 08
Location: Essex
User status: Offline
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The more money you have to buy a car, the cheaper it is to insure, If you could afford a mint classic mini or morris minor you could insure it for 1k!
Same with new cars as per your mate, Even a Corsa C is cheaper to insure than a B as its slightly newer.
If he has 0NCB He might not be the best person, Tried dan on it? Have a proper play around online, It will take ages but hey ho.
Also try stuff like saying its parked on the road etc etc, Also play with miles etc.
Those tracker things, The fitter of will get a sheet of paper to fill in with any mods on the car and or any damage or anything else the insurance might want. I know as my brother fits them.
Edit: Wouldn't bother doing pass plus unless its more than £100 cheaper, Most don't care as said though.
[Edited on 23-08-2011 by AW06]
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Sean
Member
Registered: 14th Sep 10
Location: Eastbourne, BN23 7AZ
User status: Offline
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quote:
Originally posted by DansCorsaSXi
quote:
Originally posted by Sean
no wonder people drive un insured nowadays its daylight fucking robbery!!!
Exactly mate,it's wrong. He's so down atm.
i was the same when i passed mate, was in a right shit mood for ages until i could insure it for a reasonable ammount of money
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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quote:
Originally posted by LukesCorsaSXi
quote:
Originally posted by Kieran
Well done on passing bud!
Can't put mum as a named driver?
No mate, she's never had her own insurance, always been on my dads
you mum doesnt have to have her own insurance to be a named driver on yours, just add her on to a quote and see what happens
April 08 feature car
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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^ good point. Also for named drivers they usually dont even ask about NCB, only how long they have held their licence so they could help to bring it down a bit 
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LukesCorsaSXi
Member
Registered: 2nd Jan 11
Location: Sheffield
User status: Offline
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Added my mum, added 6 grand lol. Cheapest i can get atm is 2.8 with Flux with my dad on. :/ Gonna ring em in a sec.
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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for the first year, try putting it in your dads name you as a named driver and try and go with a company that the named drivers earn there own no claims then after a year start on your own
April 08 feature car
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moffat
Member
Registered: 14th Nov 07
Location: Rosyth fife
User status: Offline
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i was 1300 in my 1st year on a 1.2 nova with quinn, now its about 1600 for my 1.4 corsa cause i crashed in the 1st year, 19 and no ncb.....
good luck with finising it cheaper than 2k bud
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SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
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When are you 18 luke? If its not long, i know you dont want too but could be worth waiting till then  Made a difference for someone down my way
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DansCorsaSXi
Organiser: Yorkshire
Premium Member
Registered: 13th Jan 10
Location: Worksop
User status: Offline
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quote:
Originally posted by SeanXE
When are you 18 luke? If its not long, i know you dont want too but could be worth waiting till then Made a difference for someone down my way
December bud. :]
Star silver C20XE SXi Project thread
Smoke Grey Corsa GSi Project thread
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