taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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so when i came to insure the ctr i had 2 month left on my cupras insurance...girl at flux said they cant cover me on the car at all with highway or even if i started a new policy.
phone brentacre and they say 1380 so i take it with highway
phone flux to cancel my policy with them and the new girl says why when they can qoute the type r for 1080 but not with highway. i say well why wasnt i told this before i just paid a deposit on new insurance.
phone brentacre to cancel - 269 quid cancellation fee
phon flux and go fucking nuts and end up getting new insurance for 980
so im 160 odd worse off than if the stupid bint had told me she could do me a new policy ffs
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Dont you get 10days to cancel anyway John and they only charge you for the time you have been covered??
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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exactly, you should get a cool down period or something
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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nope he stated on the call that even if i cancel they still take there full commision
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I'd be fucking livid.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Umm.. I'm 21 and pay £460 for my insurance, Try adding your parents/girlfriend as named drivers (brings mine down a lot).
I have an at fault claim 3 years ago on my record as well  A
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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quote:
Originally posted by MarkM
I'd be fucking livid.
i was i even said to the girl if she couldnt do it for me i wash going to leave flux because i already had the car..... and she still never told me 
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by pow
Umm.. I'm 21 and pay £460 for my insurance, Try adding your parents/girlfriend as named drivers (brings mine down a lot).
I have an at fault claim 3 years ago on my record as well A
This. Mine is quite a bit cheaper by adding my bird.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by Jambo
Situation was I got crashed into, then had to have substantial amount of damage repaired (£3.5k iirc) that I claimed for but it didn't come off my NCB.as it obviously wasn't my fault.
It says you have to declare them regardless of fault?!
I have no points on my licence and never have had, had 1 other accident again non fault 5years ago?!
Why is it so high? I tried Elephant, swift cover and one other I had never heard of. Guess trawling through the lot of them is the only way *sigh*
you have to declare it if you have made a non fault claim on your own policy. ie
had your car fixed by your insurer and theyve then claimed the cost back off the third party insurer.
if you claimed directly through the other insurer without your own insurer ever paying out at any point then you dont have to declare it when gettin quotes
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by MarkM
quote:
Originally posted by pow
Umm.. I'm 21 and pay £460 for my insurance, Try adding your parents/girlfriend as named drivers (brings mine down a lot).
I have an at fault claim 3 years ago on my record as well A
This. Mine is quite a bit cheaper by adding my bird.
Ours is cheaper with the gf as the main driver.Both have 1yrs no claims.She's 23 im 26.
How does that work.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Fronting.
Mine is cheaper with adding her as a named driver. I'm the main driver.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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it's a disgrace, it really is.
i have 1 non fault accident on my insurance from march 2010 and it put the quotes up by a couple of hundred quid.
rip off cunts.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I blame Labour.
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by MarkM
Fronting.
Mine is cheaper with adding her as a named driver. I'm the main driver.
Fronting??Really??Even tho she drives the car as much as me,if not more??
I always thought fronting was when the named driver dosnt drive the car at all??
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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It's not fucking fronting 
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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if steve sees this thread theres going to be some lips coming off
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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If their insurance paid out, then its nothing to do with yours
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John
Member
Registered: 30th Jun 03
User status: Offline
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Unless you involved your insurance, in which case it is.
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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from what i can work out, traders policy is the way forward
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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quote:
Originally posted by John
Unless you involved your insurance, in which case it is.
thats a belter
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Warren G
from what i can work out, traders policy is the way forward
only if you have decent cars yeah.
my mate had a traders policy (under his dads name), and it cost him £1500 a year to insure a shoddy old escort estate and a mondeo that cost him 100 quid and he was 25 at the time.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Jambo try SwiftCover.com. Loads cheaper for me this year. I'm certain companies alternate each year who will be cheapest.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Tried swiftcover they weren't competitive
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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although with swift, if you have to make a claim on your car, they'll take it to a bodyshop with £25/ph labour charges
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by pow
It's not fucking fronting
Jokes 
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