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Author Buy to let mortgages
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:40   View User's Profile U2U Member Reply With Quote

Discuss, I am considering it
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
10th Nov 06 at 17:42   View User's Profile U2U Member Reply With Quote

High deposit needed (20 - 25%)

Alot of work
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:46   View User's Profile U2U Member Reply With Quote

Bang goes that idea

[Edited on 10-11-2006 by James]
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
10th Nov 06 at 17:47   View User's Profile U2U Member Reply With Quote

Is a good idea if u have the money and the resources to do it
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:47   View User's Profile U2U Member Reply With Quote

I wont have a very big deposit
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 17:48   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
I don't have a very big penis


awwww
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 17:49   View User's Profile U2U Member Reply With Quote

were you not thinking of getting a joint mortgage with a few of your mates?
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by --Dave--
were you not thinking of getting a joint mortgage with a few of your mates?


Yes, just weighing up my options, it seems BTL is not one of them
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
10th Nov 06 at 17:51   View User's Profile U2U Member Reply With Quote

I would never buy with friends, i lived with a good mate of mine and we havent spoken since
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 17:52   View User's Profile U2U Member Reply With Quote

neither would I do be fair. But then again they are all wasters anyway
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:52   View User's Profile U2U Member Reply With Quote

I've been mates with these guys since we were like 5, never fallen out etc....
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
10th Nov 06 at 17:52   View User's Profile U2U Member Reply With Quote

But i bet you've never lived together
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:54   View User's Profile U2U Member Reply With Quote

True
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 17:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
I've been mates with these guys since we were like 5, never fallen out etc....


thought about marrying him perhaps?
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
10th Nov 06 at 17:56   View User's Profile U2U Member Reply With Quote

We can only give u advice James

IMO its not worth it risk
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 17:58   View User's Profile U2U Member Reply With Quote

But I cant get onto the property ladder on my own

The only other option is renting
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 18:00   View User's Profile U2U Member Reply With Quote

I feel James is feeling left out in the House Day scene and wants to get himself a property so he can join in

James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 18:01   View User's Profile U2U Member Reply With Quote



No I just know that renting is dead money and just want to get onto the ladder
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 18:01   View User's Profile U2U Member Reply With Quote

renting is dead money mate. Far better to save that up for a deposit.
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 18:03   View User's Profile U2U Member Reply With Quote

But even if I live with mum I would have to pay her rent, probably only about £50 a week though.
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 18:04   View User's Profile U2U Member Reply With Quote

still gives you the opportunity to save though.

Could always get yourself a gf
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 18:05   View User's Profile U2U Member Reply With Quote

GTF with your stupid ideas
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
10th Nov 06 at 18:06   View User's Profile U2U Member Reply With Quote

oh yeah, sorry forgot you were of GAY
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
10th Nov 06 at 18:09   View User's Profile U2U Member Reply With Quote

Jamie Walby
Member

Registered: 15th Nov 04
User status: Offline
10th Nov 06 at 18:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by --Dave--
were you not thinking of getting a joint mortgage with a few of your mates?


He has no mates so how can that be.

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