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Author bigger engine
Ry_B
Banned

Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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4th May 06 at 22:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by P_young
quote:
Originally posted by Steve
no dont do that

why?


Because it's not cool
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
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4th May 06 at 22:40   View User's Profile U2U Member Reply With Quote

Loads of ppl steal cars, does that make it ok?
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:41   View User's Profile U2U Member Reply With Quote

so how much will it cost for me to insure it, im 18
Pop
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Registered: 8th May 03
Location: Reading
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4th May 06 at 22:41   View User's Profile U2U Member Reply With Quote

can you name someone who's done it?
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:42   View User's Profile U2U Member Reply With Quote

no, but i no some1 hu has in a nova
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
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4th May 06 at 22:43   View User's Profile U2U Member Reply With Quote

Might be difficult to MOT too if the v5 says its 1.4 and the tester finds a 2.0 under the bonnet
Ian
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Registered: 28th Aug 99
Location: Liverpool
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4th May 06 at 22:46   View Garage View User's Profile U2U Member Reply With Quote

My advice regarding the car would be to insure it properly so that when you crash you're suitably covered. Insurance will not pay you out if you bend it and there's a larger, more powerful engine in the car. I'm quite surprised you thought otherwise.

Regarding the loan and the house, you would probably be better with a mortgage of a higher percentage of the value of the house rather than using personal unsecured finance to cover a deposit.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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4th May 06 at 22:47   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by P_young
no, but i no some1 hu has in a nova
No, but I know someone who has in a Nova.

Sound.

Reg please.
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:47   View User's Profile U2U Member Reply With Quote

k, say if i did change all that stuff, at the moment im paying £650 on my car but im on my mums insurance at the moment, gotta change it soon, will have the new engine soon if i go ahead with it, how much will it cost to insure a 2.0xe corsa roughly??
Pop
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Registered: 8th May 03
Location: Reading
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4th May 06 at 22:48   View User's Profile U2U Member Reply With Quote

a few thousand i'd imagine
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:49   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
quote:
Originally posted by P_young
no, but i no some1 hu has in a nova
No, but I know someone who has in a Nova.

Sound.

Reg please.

not sure if he has declared it but i only meet him once so he could of
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
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4th May 06 at 22:49   View User's Profile U2U Member Reply With Quote

Would i be right in thinking that some NCB is required to insure an XE corsa?
Pop
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Registered: 8th May 03
Location: Reading
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4th May 06 at 22:49   View User's Profile U2U Member Reply With Quote

quote:

not sure if he has declared it but i only meet him once so he could of


nah mate you either made it up or are scared
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Pop
a few thousand i'd imagine

seriously, how much would it be with me on my mums insurance??
Pop
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Registered: 8th May 03
Location: Reading
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4th May 06 at 22:50   View User's Profile U2U Member Reply With Quote

it wouldn't be your mums car so get your own insurance
Ry_B
Banned

Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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4th May 06 at 22:50   View User's Profile U2U Member Reply With Quote

It will be a lot, that's if you can find anywhere to insure you.

Get a c12nz for a year, get a NCB THEN you may be able to consider a C20XE, even then it won't be cheap.
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:51   View User's Profile U2U Member Reply With Quote

the cars in her name
Ry_B
Banned

Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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4th May 06 at 22:51   View User's Profile U2U Member Reply With Quote

But it's your car you muppet
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:52   View User's Profile U2U Member Reply With Quote

wat ya mean? its in my mums name, im additional driver on the insurance, when i was 17 i couldn't afford £1600 for insurance so i done it that way
Ian
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Registered: 28th Aug 99
Location: Liverpool
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4th May 06 at 22:53   View Garage View User's Profile U2U Member Reply With Quote

If its 650 on someone elses policy, it'll be 1500 on your own, on a standard car.

Keep going upwards if you modify it.

You could leave it in your mums name, but do you not think that will look a bit funny. You are a named driver, and its her who is doing the mods?
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
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4th May 06 at 22:54   View User's Profile U2U Member Reply With Quote

Just wait a few years til you can afford to do it all legit
Pop
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Registered: 8th May 03
Location: Reading
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4th May 06 at 22:54   View User's Profile U2U Member Reply With Quote

so if you couldn't afford the insurance last year it's not a great idea now .. you'll have to fork out for the engine conversion and thousands in insurance ... best aim a little lower to be honest
Ian
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Registered: 28th Aug 99
Location: Liverpool
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4th May 06 at 22:55   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by P_young
the cars in her name
Read this - http://money.guardian.co.uk/insurance_/motor/story/0,1456,1202045,00.html
P_young
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Registered: 19th Apr 06
Location: Kent
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4th May 06 at 22:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
but do you not think that will look a bit funny. You are a named driver, and its her who is doing the mods?

what ya mean??
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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4th May 06 at 22:55   View Garage View User's Profile U2U Member Reply With Quote

Mothers don't do engine swaps!

They'll know its your car not hers and refuse to pay. They're not stupid.

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