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Author How do people manage to move out???
Predator Corsa
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Registered: 29th Sep 03
Location: Kent
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24th Jul 05 at 12:35   View User's Profile U2U Member Reply With Quote

Right im aged 19 hopefully when i get a sucessful job and earn abit more, i want to move out from living with my perants and get my own home or flat, just wondering how many people have move out. dont wanna rent cos once u rent you can get out of it. but all property is too expencive. and getting a morgage will only be around 60,000 with mine and my missus jobs put together. and there is nothing out there for 60k

How can anyone aford it
whitter45
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Registered: 15th Nov 02
Location: Norton
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24th Jul 05 at 12:44   View User's Profile U2U Member Reply With Quote

Nearly bought a place last year for myself
Morgage was 750 a month - pulled out in the end and I'm glad I did

[Edited on 24-07-2005 by whitter45]
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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24th Jul 05 at 13:37   View User's Profile U2U Member Reply With Quote

750..

That's more than i earn.
Robbo
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Registered: 6th Aug 02
Location: London
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24th Jul 05 at 13:56   View User's Profile U2U Member Reply With Quote

Get good jobs

Our mortgage is 950 a mth
Rocky
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Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
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24th Jul 05 at 14:23   View User's Profile U2U Member Reply With Quote

theres no chance for 1st time buyers these days unless there familys are wealthy to chip in cash to them, i know coz iam removal man .cause i heard many stories from 1st buyers moving from rented house to rented house some got to move out of the city from there job for lesser rent cause they cant afford it you never buy a house as 1st time buyer .
jaffa
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Registered: 27th Mar 00
Location: Stoke-on-Trent
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24th Jul 05 at 14:35   View User's Profile U2U Member Reply With Quote

my mortgage is 290 quid a month
Robbo
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Registered: 6th Aug 02
Location: London
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24th Jul 05 at 14:41   View User's Profile U2U Member Reply With Quote

We bought a brand new house by ourselves for 165k, our first house... very very minimal help financially... so it is possible

Got to plan it and save for it though... it ain't gonna walk up to you and jump in your lap!
Dan B
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Registered: 25th Feb 01
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24th Jul 05 at 17:12   View User's Profile U2U Member Reply With Quote

Make sure you have no debts, either, pay everything off beforehand...

That's why I'm currently still renting, am paying off credit cards (my loan for my car finished paying off at the start of the year) so I have a clean slate when walking into a mortgage advisor's office...
Chump
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Registered: 1st Feb 04
Location: Sharnbrook
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24th Jul 05 at 17:31   View User's Profile U2U Member Reply With Quote

unless you're on a BIG wage it is VERY difficult if you're thinking of buying by yourself.....
Robbo
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Registered: 6th Aug 02
Location: London
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25th Jul 05 at 20:45   View User's Profile U2U Member Reply With Quote

Not necessarily mate, yes having two incomes is a must really but u doint necy have toi be paid loads... work ur way up the ladder

An as Dan said, dont take debts in
Chump
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Registered: 1st Feb 04
Location: Sharnbrook
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25th Jul 05 at 20:47   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Robbo
Not necessarily mate, yes having two incomes is a must really but u doint necy have toi be paid loads... work ur way up the ladder

An as Dan said, dont take debts in


I'm not saying its impossible....it certainly aint....its just by yourself the repayments are a killer. Trust me....i'm going to be buying by myself and even earning 28,000 a year the repayments each month for the mortgage alone makes me sad....then you've got to add everything else on top. Doesn't leave you with much to play with.....

[Edited on 25-07-2005 by Chump]
Robbo
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Registered: 6th Aug 02
Location: London
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25th Jul 05 at 20:49   View User's Profile U2U Member Reply With Quote

Indeed, doing it on your own is never gonna be easy... will take a lot of sacrifice
Sam
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Registered: 24th Dec 99
Location: West Midlands
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25th Jul 05 at 21:08   View User's Profile U2U Member Reply With Quote

Guy at work had a nice T reg mk4 Golf GTi turbo, him and his bird are buying a house together and now he drives a 5 door H reg AX!
Shelly
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Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
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25th Jul 05 at 22:08   View Garage View User's Profile U2U Member Reply With Quote

round here, some absolute shitter would be no less than 150k

leeshez
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Registered: 3rd May 01
Location: Great Harwood, Lancashire
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25th Jul 05 at 22:23   View User's Profile U2U Member Reply With Quote

Im glad i bought my house 6 years ago for for 33K now there worth 70 - 80K
Robbo
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Registered: 6th Aug 02
Location: London
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25th Jul 05 at 22:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sam
Guy at work had a nice T reg mk4 Golf GTi turbo, him and his bird are buying a house together and now he drives a 5 door H reg AX!
Hey dont laugh I had an 8mth old CTR and now drive a 1.1 106 :'(
Shelly
Premium Member

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Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
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25th Jul 05 at 22:28   View Garage View User's Profile U2U Member Reply With Quote

but Robbo, you've got a house and a car
Robbo
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Registered: 6th Aug 02
Location: London
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25th Jul 05 at 22:30   View User's Profile U2U Member Reply With Quote

Actually the car isnbt even mine

I had to sell my CTR to buy our house and now drive my mum an dads car :S But I wiull be ordering my new car at the wkend
wayne hiscock
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Registered: 20th Jan 01
Location: wiltshire, trowbridge
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26th Jul 05 at 09:32   View User's Profile U2U Member Reply With Quote

im moveing out this weekend coming but is renting from council

end of day its away from rents and me and the mrs can start our own lives
Thoday
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Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
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26th Jul 05 at 09:35   View User's Profile U2U Member Reply With Quote

Got no fooking chance here then with a measly 16k salary

Robbo, deposit wise what did you put down? I have heard fees and surveyors docs etc add on 4k ish
Mad Moe
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Registered: 14th Jun 01
Location: Northumberland
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26th Jul 05 at 09:40   View User's Profile U2U Member Reply With Quote

I bought at exactly the right time. Got my 2 bed Apartment for 64K 2 years ago and the downstairs one has just sold for 98K so I'm laughing really. I got a mortgage from 58K and that works out at about 306/month including insurances
wayne hiscock
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Registered: 20th Jan 01
Location: wiltshire, trowbridge
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26th Jul 05 at 10:27   View User's Profile U2U Member Reply With Quote

my parents house has doubled in value in 5 years

its fucking stupid
Spence
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Registered: 13th Jan 03
Location: Bristol UK
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26th Jul 05 at 10:30   View User's Profile U2U Member Reply With Quote

its a gd investment buyin a house, tempted 2 move out nxt yr possibly wiv sum mates
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
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26th Jul 05 at 10:39   View User's Profile U2U Member Reply With Quote

2 bed apartments where i live are 180k plus.

3 bed house 250k+

My mum and dads house 340-360k

They bought it for 78k 17 years ago almost to the day.
the 6ft dream
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Registered: 25th Feb 05
Location: North East
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26th Jul 05 at 10:48   View User's Profile U2U Member Reply With Quote

get a chick with her own house!

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