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Author Think thats it for my car now...
PainZ
Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
20th Sep 05 at 11:37   View User's Profile U2U Member Reply With Quote

Time has come to stop with my car now..

I have just bought a brand new 3 bedroom semidetached house and therefore just cant afford to spend anymore money on my car

I wanted to do a few more bits to it and then maybe get it featured, however I dont think my dream is going to come reality now!

My father is in the Army and has been posted back out to Germany. He has been given a big promotion and now is going to be the head doctor over that region! That therefore left me with no to live.

I could of moved over to Germany with my parents, however that really wouldnt of been much of a life for me, no job prospects etc..

I could of moved back in with my nan in Newbury and comute the 1 hour to work everyday, however I didnt really want that!

So i started looking for a house! Problem is, with my car and all the stereo etc I certainly didnt want to leave it outside all day/night so needed to find somewhere with a garage. This = big money

Oh well couple of sits down with my bank manager they accepted me for my mortgage HORAYYYY

So I went out and bought my house

3 Bed
Semi detached
Single Detached garage
Largeish garden
Fully furnished (was a show home for 1 month before i bought it)
40K's worth of extras!!! (not just the standard kitchen / bathroom, built in walk in wardrobes, ensuites etc )

I am now debating selling the car, I dont really need such a flash car to drive to work in everyday and would love to have some cash sat in the bank... How much do you think its worth? There is to much to list..

Hmm im jabbering on now :/

Move in december! PARTY anyone??

[Edited on 20-09-2005 by PainZ]
Edd
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Registered: 8th Nov 04
Location: Glasgow
User status: Offline
20th Sep 05 at 11:40   View User's Profile U2U Member Reply With Quote

congrats,sell the car get something you can actually drive
Thoday
Member

Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
20th Sep 05 at 11:40   View User's Profile U2U Member Reply With Quote

You will always want more Peter..

Keep the car just stop spending on it!
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
20th Sep 05 at 11:41   View User's Profile U2U Member Reply With Quote

sounds like a good move. Not sure how much your car is worth tbh. if you can afford it why not keep it?
myke
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Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
20th Sep 05 at 11:43   View User's Profile U2U Member Reply With Quote

congrats on the house. you must be minted to have been accepted on your own for a mortgage on a 3bed place.
where abouts is it?
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
20th Sep 05 at 11:43   View Garage View User's Profile U2U Member Reply With Quote

Car should be kept if you shelled out for a garage for it!

Congrats on Mortgage.


Corsa 2.0 16v Vegas - Sold
RS6
Member

Registered: 5th Nov 03
Location: with MJ
User status: Offline
20th Sep 05 at 11:43   View User's Profile U2U Member Reply With Quote

keep the car pics of the house!
Rus
Member

Registered: 24th Jan 05
Location: SE London, Kent
User status: Offline
20th Sep 05 at 11:44   View User's Profile U2U Member Reply With Quote

just sell the car, its only a car at the end of the day. congrats on the house, wish you all the best
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
20th Sep 05 at 11:45   View User's Profile U2U Member Reply With Quote

Your car is awesome! If you can afford to keep it then I would do, be a shame to sell it!

[Edited on 20-09-2005 by corsa_boy69]
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
20th Sep 05 at 11:46   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by VegasPhil
Car should be kept if you shelled out for a garage for it!


Yes thats another reason to keep it
SteveW
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Registered: 15th Jul 02
Location: Up in the clouds
User status: Offline
20th Sep 05 at 11:50   View User's Profile U2U Member Reply With Quote

how the pisspants can you afford to buy a house at your age PEEETE ??

you really are a drugs and gun runner.. i thought people were making that shit up
Jason Iles
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Registered: 19th Jun 01
Location: Bristol
User status: Offline
20th Sep 05 at 11:51   View User's Profile U2U Member Reply With Quote

Fair play buddy.
Your new place sound nice
PainZ
Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
20th Sep 05 at 11:54   View User's Profile U2U Member Reply With Quote

I can afford to keep the car, Thats not a problem. However running it is quite expensive.. I would like a little diesel or something! I tend to put the foot down a little it in the Corsa

Mortgage was a bit of a juggle. I am paying for it 100%, Its in my name, however my dad has had to act as a guarantor.

Basically signing to say if i couldnt make a mortgage payment for whatever reason he would pay it.. However thats not going to be a problem! We have sat down and worked all the sums out! Very few mortgage companies do it, but you have to be able to prove that your income is going to increase more and more as a professional. But like i say i pay for everything and own the house

Only thing which is tempting me about keeping the car.

As mum and dad are moving to germany, once there they are entitled to tax free everything..

Anyone heard of Dbilas If i get a bonus at xmas i could get the car its turbo kit, fitted by dbilas direct and get all labour and parts tax free!! Saving over 17%

GRRR

NEED

MOREEE

POWERRRR
PainZ
Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
20th Sep 05 at 11:57   View User's Profile U2U Member Reply With Quote

I can afford a house if i stop spending money on my car!!! Well my salary on my car!

Bonus's have to be spent on toys of course

Some months I have been spending like 600-700 on my car!! Madness eh?? stop spending money on some other crap like going to the pub to much, buying lunch at work rather than taking my own etc etc ..

Can afford the mortgage per month no probs, its the food, bills etc which are going to be the hard bit
SteveW
Member

Registered: 15th Jul 02
Location: Up in the clouds
User status: Offline
20th Sep 05 at 12:03   View User's Profile U2U Member Reply With Quote

nice one pete
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
20th Sep 05 at 12:03   View Garage View User's Profile U2U Member Reply With Quote

good deal on the house! I'd defo like to do the same but dont fancy the restriction.

party at petes.
3CorsaMeal
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Registered: 11th Apr 02
User status: Offline
20th Sep 05 at 12:08   View User's Profile U2U Member Reply With Quote

i need a house with a basement

might end up getting one built thru work, well that would be ideal situation
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
20th Sep 05 at 12:10   View User's Profile U2U Member Reply With Quote

You will find modifying your home is much better than modifying a car Cars get damaged which you have very little control over.
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
20th Sep 05 at 12:11   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by 3CorsaMeal
i need a house with a basement

might end up getting one built thru work, well that would be ideal situation


basement thats light proof?
3CorsaMeal
Member

Registered: 11th Apr 02
User status: Offline
20th Sep 05 at 12:20   View User's Profile U2U Member Reply With Quote

with a lead roof
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
20th Sep 05 at 12:21   View User's Profile U2U Member Reply With Quote

In my opinion it's stupid selling the car as you won't get what you paid for it and then will want to do things to whatever car you get next / get another flash car.

Kenni
Member

Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
User status: Offline
20th Sep 05 at 12:24   View User's Profile U2U Member Reply With Quote

I spent shit loads on my car which i hardly anytime to drive it. Pointless. And after my features i totally stopped spending. Havent added anything to it since 2003.

I also brought a house last year but my wages increase inline with my mortgage, so having a house didnt affect my spending.

If i was you (well in similar situation), SELL the car NOW when its value is high. Dont wait next year or the next, cus you will have grown up a little and regrate not selling it any sooner. Get another car that looks gud standard, or just get an ordinary cheap car, drive it around for 5 yrs, your bank balance with be bulging and theres equity in the house, go get the cars of your dreams!
ed
Member

Registered: 10th Sep 03
Location: Northampton Drives: Fiat 500/Porsche Boxster
User status: Offline
20th Sep 05 at 13:31   View User's Profile U2U Member Reply With Quote

Oh my god. You are the same age as me and you have a house

Fucking good effort!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Jambo
Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
20th Sep 05 at 13:35   View User's Profile U2U Member Reply With Quote

Fuck me.


Pete what do you do exactly? I feel i need a job


Well one mate i hope it all goes well for you
3CorsaMeal
Member

Registered: 11th Apr 02
User status: Offline
20th Sep 05 at 13:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jambo
Fuck me.


Pete what do you do exactly? I feel i need a job


Well one mate i hope it all goes well for you


works in Argos and steals those mini pens on the side and sells them at a marked up price to dwarfs

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