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Corsa Sport » Message Board » Off Day » House Day » Savings » Post Reply
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luciaadr |
posted on 6th Sep 15 at 17:44 |
quote: Its 3% a year. 3% a month would be very impressive quote: Yes, you're reading that wrong. Don't know what you put in the calculator but that's a reasonable yearly figure | |
Andrew |
posted on 5th Sep 15 at 18:37 |
I don't really know much about stocks and shares. | |
jacko198 |
posted on 5th Sep 15 at 18:35 |
Just been reading into it. I could get £200 cashback (i presume a month) | |
jacko198 |
posted on 5th Sep 15 at 18:22 |
Is the santander 3% per month? If so thats quite impressive! | |
Kyle T |
posted on 4th Sep 15 at 17:51 |
Santander 123 is as decent enough for stuff up to £20k from when I did my research, or buy a Corsa C TDI as they're going up in value. | |
Kyle T |
posted on 4th Sep 15 at 17:50 |
quote: Got 6 more months of my 5 year sharesave. "Bought" at 314p, they peaked at £9 but they're now mid 200 :lol: Such a shame. | |
VrsTurbo |
posted on 4th Sep 15 at 13:09 |
Im just talking about the FTSE 100 issue a couple of weeks back when it dropped a nice chuck due to china. | |
Ste |
posted on 4th Sep 15 at 04:46 |
quote: Yes but it had recovered after a few months and is double what it was then. I have money in axa framlington biotech through Hargreaves Lansdown which has made 240% in 3 years http://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/a/axa-framlington-biotech-class-z-accumulation/charts also some in Neptune UK Mid cap which has returned 160% in 4 years. http://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/n/neptune-uk-mid-cap-class-c-accumulation/charts Look about July 2011 for the stock market crash and see what it has done since then. A crash is a great time to invest. Just like now, prices are low and historically rise like fuck. | |
Cavey |
posted on 3rd Sep 15 at 16:52 |
I'm paying into a shareware scheme at work, in 3 years, I'll be buying shares at 360 when I believe they'll be around 500 a share, so will probably make more on that than a saving scheme (although worst scenario I'll just get my money back) Was oversubscribed so we can only do 20 a week at maximum though, so 3k worth | |
DaveyLC |
posted on 3rd Sep 15 at 16:39 |
Just checked my bank.. 0.8% on a flexible one or 1.6%, 2.0% and 2.15% on a fixed. | |
DaveyLC |
posted on 3rd Sep 15 at 16:38 |
Last time I did an ISA (2013-14) the limit was pitiful :D | |
VrsTurbo |
posted on 3rd Sep 15 at 16:31 |
You do know you can put 15k into an ISA DaveyLC | |
DaveyLC |
posted on 3rd Sep 15 at 15:10 |
ISA's are a waste of space because the limits are so low and to get even a reasonable return on a savings account it will be one that wont let you withdraw which is a pain if you are the sort of person that will take cash out to do a bit of wheeling and dealing so to speak. | |
spencer88 |
posted on 3rd Sep 15 at 15:00 |
First question is, do you have any debt? Any at all or finance? | |
VrsTurbo |
posted on 3rd Sep 15 at 13:17 |
All mine is in Hargreaves Lansdown. But a stocks and shares ISA. Can loose alot but can also gain alot too. | |
luciaadr |
posted on 3rd Sep 15 at 08:31 |
Much more worthwhile generally to pay down debt though | |
luciaadr |
posted on 3rd Sep 15 at 08:10 |
Santander 123 account pays 3% on balances up to £20k, but you have to use it as your current account. I get £15-20 cashback per month from it as well. | |
whitter45 |
posted on 3rd Sep 15 at 07:48 |
depends how long a couple of years is and how much* | |
Andrew |
posted on 2nd Sep 15 at 19:52 |
Looking to save some money over a couple of years. |