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[quote][i]Originally posted by Aaron[/i] Minimum 25% deposit for most (if not all) lenders to five you a BTL mortgage. Annual gas safety cert for the property is needed by law (if it has gas of course) Landlord buildings insurance needed for mortgage to be agreed You pay tax on all your income, but you can offset expenses such as mortgage interest (great if you have an interest only btl mortgage), key cuttings, decorating equipment etc. All done through self assessment and its quite straight forward. A tip of mine is to keep all receipts but also make a simple spreadsheet to calculate the expenses as you spend them. My properties are managed by a local agent for a 9% charge of the rent. They take care of the money collection and an inspection every quarter. [Edited on 16-04-2015 by Aaron] [/quote]
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