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Improving credit score
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[quote][i]Originally posted by Jambo[/i] Hi all need help. Girlfriend is a gigantic financial moron and has secured a wealth of debt that she is trying to pay off. She has a FT job not wealthy but has virtually zero outgoings for rent/travel to work. Problem is, she has managed to somehow fuck up her credit score. Meaning getting a loan to consolidate debt or simply lower her interest rate is nigh on impossible. She has now reigned in her lifestyle and understands the severity of her situation. But as soon as her car needs a tax or service then she's fucked. She signed up to credit expert upon my advceto obtain report, did nothing and is now paying £8 a month for nothing. :| I'm at my wits end trying to help her, but I wondered what cs advice is to get out of this situation? If she could simply get a £5k loan to consolidate her cards she would instantly be out of hot water and then be able to save to pay off that loan quicker and have a life. How to improve credit score? [/quote]
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